Truist Financial - Birmingham, AL

posted 3 months ago

Part-time,Full-time - Mid Level
Birmingham, AL
1,001-5,000 employees
Credit Intermediation and Related Activities

About the position

The Asset Manager position at Grandbridge Real Estate Capital Truist Bank involves overseeing loan administration duties for commercial mortgage loans, with a strong emphasis on managing collateral, typically income-producing real estate. The role requires the individual to perform and supervise the analysis of operating statements and financial statements related to commercial properties, ensuring compliance with lender requirements. The Asset Manager will be responsible for reviewing and approving operating statement analyses, conducting property inspections to assess maintenance and safety issues, and preparing reports for lenders in a timely manner. In addition to these responsibilities, the Asset Manager will analyze and underwrite borrower requests, including loan modifications and collateral releases, and will approve the release of funds in accordance with company policies. The position also involves interfacing with property managers and borrowers to collect delinquent payments, preparing demand letters, and maintaining accurate loan servicing system databases. The Asset Manager will mentor and train Asset Analysts, assist in process improvements, and ensure regulatory compliance within the department. This role requires strong analytical skills, the ability to produce accurate reports, and effective communication with various stakeholders. The Asset Manager will also participate in the loan risk grading process and contribute to management recommendations regarding asset performance.

Responsibilities

  • Perform loan administration duties for commercial mortgage loans, focusing on collateral management.
  • Produce analyses of operating statements and financial statements for commercial properties, identifying variances and making adjustments as needed.
  • Review and approve operating statement analyses and property inspection reports.
  • Analyze and underwrite borrower requests for loan modifications, collateral releases, and other financial transactions.
  • Approve the release of funds in accordance with company policies and procedures.
  • Interface with property managers and borrowers to collect delinquent loan payments and prepare demand letters.
  • Maintain the company's loan servicing system database accurately and timely.
  • Mentor and train Asset Analysts in their duties and responsibilities.
  • Assist management in implementing process improvements and ensuring regulatory compliance.

Requirements

  • Bachelor's degree or equivalent education and related training.
  • Five years of experience with commercial real estate, with at least three years in finance.
  • Good written and verbal communication skills.
  • Ability to travel occasionally, including overnight trips.
  • Strong working knowledge of loan accounting concepts, including interest accrual methodologies and amortization.
  • Ability to read and comprehend commercial real estate loan documents.
  • Intermediate-level skills with Microsoft Excel and Microsoft Word.
  • Basic-level skills with Adobe Acrobat.

Nice-to-haves

  • Master of Business Administration from an accredited institution.
  • Experience with commercial property management.
  • Superior knowledge of commercial lending programs from Life Insurance Company lenders, Fannie Mae, Freddie Mac, and CMBS conduits.
  • Experience in commercial mortgage loan underwriting.
  • Certification in commercial property inspections by the MBA or GSEs.
  • Strong knowledge of the commercial building construction process.

Benefits

  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Disability insurance
  • Accidental death and dismemberment insurance
  • 401k plan
  • Vacation days (minimum of 10 days)
  • Sick days (minimum of 10 days)
  • Paid holidays
  • Potential eligibility for defined benefit pension plan
  • Restricted stock units
  • Deferred compensation plan
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