California Bank & Trust - El Segundo, CA

posted 6 months ago

Full-time - Mid Level
El Segundo, CA
51-100 employees
Credit Intermediation and Related Activities

About the position

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background, and perspectives and provides a collaborative environment for all employees to grow and thrive. As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized, and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for Best Bank and Best Commercial Bank from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for Overall Client Satisfaction in Small Business & Middle Market Excellence Awards. We are looking for an Associate Power Finance Director in El Segundo, CA. The essential functions of this role include leveraging a professional network to originate new business opportunities to achieve assigned production targets and helping other team members achieve their own production targets. The Associate Power Finance Director will be responsible for customer relationship management and will assist with the management of other key external constituents such as law firms and key vendors. This role involves leading discussions with clients and other internal and external counterparts, including credit committees, loan syndications, legal counsel, and due diligence consultants, to obtain and execute syndicated and highly-structured financings. The position requires independent attendance at client meetings, conferences, site visits, and other industry events. The Associate Power Finance Director will establish and maintain a high level of credibility with key internal constituents, including senior management, credit risk, internal auditors, and other risk management functions. This role also involves negotiating nuanced transaction points directly with clients and presenting complicated structures to clients, regulators, and key risk management and credit approval functions. Compliance with all related legal requirements and banking regulations is essential, ensuring that all new transactions and portfolios remain within risk tolerances set by the board of directors. Occasional public speaking may be required at industry panels and bank meetings. The Associate Power Finance Director will lead execution deal teams and assist with portfolio management activities as needed. This role includes leading the training and development of team members, reviewing work products to ensure materials produced by the deal team are error-free and maintain a high level of analytical integrity, and ensuring established business development goals are met. The position has authority concerning staffing, performance evaluations, promotions, salary recommendations, and terminations, as well as monitoring and managing portfolio credit quality. Significant travel is required, and other duties may be assigned as needed.

Responsibilities

  • Leverage professional network to originate new business opportunities to achieve assigned production targets.
  • Assist with customer relationship management and management of key external constituents such as law firms and vendors.
  • Lead discussions with clients and internal/external counterparts to obtain and execute syndicated and highly-structured financings.
  • Independently attend client meetings, conferences, site visits, and industry events.
  • Establish and maintain credibility with key internal constituents, including senior management and credit risk.
  • Negotiate transaction points directly with clients and present structures to clients and regulators.
  • Ensure compliance with legal requirements and banking regulations, maintaining risk tolerances set by the board.
  • Occasionally speak publicly at industry panels and bank meetings.
  • Lead execution deal teams and assist with portfolio management activities.
  • Lead training and development of team members and review their work products for quality assurance.
  • Ensure established business development goals are met.
  • Monitor and manage portfolio credit quality.

Requirements

  • Bachelor's degree in business, finance, or a related field.
  • 8+ years of commercial lending, investment banking, project finance advisory, or relevant buy-side experience.
  • 4+ years of experience leading deal teams in project finance, credit analysis, or credit structuring.
  • Some supervisory or lead experience required.
  • Considerable working knowledge of complex credit structures and capital markets.
  • Advanced analytical and reasoning skills.
  • Ability to work effectively with all levels of staff.
  • Advanced knowledge in the assigned lending specialty or market segment.
  • Strong evaluation, problem resolution, and communication skills, both written and verbal.
  • Demonstrated management skills and extensive professional network of relevant industry contacts.

Nice-to-haves

  • Familiarity with providing and/or cross-selling relevant bank products such as interest rate derivatives and loan syndications.

Benefits

  • 401(k) matching
  • Adoption assistance
  • Disability insurance
  • Flexible spending account
  • Health insurance
  • Paid time off
  • Paid training
  • Medical, Dental and Vision Insurance
  • Life and Disability Insurance
  • Paid Paternal Leave
  • Health Savings (HSA)
  • Flexible Spending (FSA)
  • Dependent care accounts
  • 11 Paid Federal Holidays
  • Profit Sharing
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees
  • Employee Ambassador preferred banking products
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