OneMain Financial - Phoenix, AZ

posted 6 months ago

Full-time - Entry Level
Phoenix, AZ
1,001-5,000 employees
Securities, Commodity Contracts, and Other Financial Investments and Related Activities

About the position

At OneMain, Consumer Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. This role is designed for individuals who are eager to learn the lending and servicing business at OneMain, allowing them to grow their careers in a supportive environment. The Consumer Loan Sales Specialist will be responsible for delivering results related to individual and branch sales goals while also meeting customer expectations. This involves developing new relationships and maintaining existing ones, guiding customers throughout the loan process and lifecycle. In this position, you will present financial solutions tailored to customer needs, ensuring that they align with their goals. You will also present optional insurance products and educate customers on the terms and conditions of their loans to ensure a clear understanding. Additionally, you will partner with local businesses to seek out and develop new customer relationships. A key aspect of the role includes learning how to utilize credit underwriting techniques and sales tools effectively. You will manage the entire lifecycle of the loan, including collections activities, while complying with all relevant laws and regulations.

Responsibilities

  • Deliver results related to individual and branch sales goals as well as customer expectations
  • Develop new relationships and maintain existing relationships with customers throughout the loan process
  • Present financial solutions based on customer needs that meet their goals
  • Present customers with optional insurance products
  • Educate customers on the terms and conditions of their loan to ensure a clear understanding
  • Partner with local businesses to seek out and develop new customers
  • Learn how to utilize credit underwriting techniques and sales tools
  • Manage the life cycle of the loan, including collections activities, complying with all laws and regulations

Requirements

  • HS Diploma/GED

Nice-to-haves

  • Sales, Collections or Customer Service experience
  • Bilingual - Spanish

Benefits

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
  • Up to 4% matching 401(k)
  • Employee Stock Purchase Plan (10% share discount)
  • Tuition reimbursement
  • Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
  • Paid sick leave as determined by state or local ordinance, prorated based on start date
  • Paid holidays (7 days per year, based on start date)
  • Paid volunteer time (3 days per year, prorated based on start date)
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