Client Relationship Manager III (Commercial Loan Officer III)

Full-time - Mid Level

Albuquerque, NM

About the position

The Client Relationship Manager (CRM) III is responsible for developing relationships with prospective clients by identifying the financial needs of those clients and to fill those needs with the wide range of products and services offered by United Business Bank. These products and services may include extensions of commercial and/or real estate credits, demand, savings or time deposit account products or other services offered. They are responsible for knowing all aspects of loans including CRE, C&I, Construction, Lines of Credit, Letters of Credit and other complex loans. They are responsible for analyzing a clients loan request and determining whether a loan is within an acceptable risk within the framework of the Banks policy and for preparing the required documents and submitting it for approval. The CRM III is also responsible for providing service to existing client relationships, as well as to represent the Bank through involvement in local, civic, social and professional organizations. The CRM III is also responsible for retaining and growing the loan and deposit relationships, and other duties as assigned.

Responsibilities

• Develop relationships with prospective clients by identifying their financial needs.
• Fill client needs with a wide range of products and services offered by United Business Bank.
• Know all aspects of loans including CRE, C&I, Construction, Lines of Credit, Letters of Credit and other complex loans.
• Analyze clients' loan requests and determine acceptable risk within the framework of the Bank's policy.
• Prepare required documents and submit for approval.
• Provide service to existing client relationships.
• Represent the Bank through involvement in local, civic, social and professional organizations.
• Retain and grow loan and deposit relationships.
• Perform other duties as assigned.

Requirements

• Bachelor's Degree in Business or related field.
• Minimum of 8 years experience in the financial services industry.
• Knowledge of banking and lending operations and procedures, as well as various regulations and standard banking practices.
• Strong oral and written communication abilities.
• Strong math skills.
• Strong interpersonal skills.
• Strong business development techniques and cross-selling skills.
• Ability to identify, analyze and handle credit requests.
• Good organizational skills.
• Good personal computer skills, ability to use Word and Excel.
• Professional appearance, dress and attitude.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• 401K
• Long and short term disability insurance
• Flexible spending account
• Generous vacation and sick policy