Commercial Credit Senior Portfolio Manager II, CRE

M&T Bank - Pittsburgh, PA

Full-time - Mid Level

Pittsburgh, PA

Credit Intermediation and Related Activities

About the position

The Commercial Credit Senior Portfolio Manager II, CRE at M&T Bank is responsible for evaluating and managing the credit risks associated with the bank's largest and most complex commercial clients. This role involves detailed financial analysis, ongoing credit monitoring, and collaboration with relationship managers and underwriting teams to ensure compliance with credit policies and effective risk management.

Responsibilities

• Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring activities.
• Review all pertinent credit and financial information to determine the need for further investigation.
• Analyze financial information and complete ongoing credit monitoring for commercial transactions.
• Act as a liaison between Commercial Banking Relationship Managers and the Underwriting Team.
• Spread financial statements and prepare financial models to assess various conditions impacting transactions.
• Monitor credit performance of customer portfolios and escalate or remediate issues as appropriate.
• Ensure timeliness of monitoring activities and compliance with credit policies.
• Present analysis during credit discussions or presentations.
• Attend client calls to understand client needs for annual reviews and ongoing monitoring activities.
• Adhere to compliance and operational risk controls as per company standards.

Requirements

• Bachelor's degree in Accounting, Finance, Economics or related field.
• 7 years of experience in complex credit underwriting, specialty underwriting, or complex financial analysis role.
• Excellent verbal and written communication skills.
• Excellent analytical ability.