Commercial Lending Relationship Manager II

Full-time - Mid Level

Wellsboro, PA

Credit Intermediation and Related Activities

About the position

C&N is seeking a dynamic, results-driven professional to join our team as a Commercial Lending Relationship Manager II. In this client-facing position, you will play a key role in driving business growth by selling loans and a wide range of financial products to commercial clients. You will actively engage with businesses in your community, identifying opportunities to meet their financial needs. This role offers the opportunity to work closely with experienced Commercial Lending leaders, collaborating on larger and more complex loan transactions as needed.

Responsibilities

• Expanding and maintaining a high-quality loan portfolio by building strong client relationships, managing delinquency, and achieving sales goals through an annual market development plan.
• Conducting detailed financial analyses to assess loan feasibility, collaborating with the Credit Department, and advising clients on financial strategies.
• Approving loans within authority limits and preparing comprehensive referrals for committee approvals, ensuring potential risks are identified.
• Performing regular portfolio reviews, updating client financials, and monitoring delinquency to maintain quality metrics.
• Collaborating with internal teams to promote cross-selling opportunities and contribute to the overall growth of the commercial lending team.

Requirements

• Bachelor's degree in a directly related field AND 4-6 years of related experience and/or training OR an equivalent combination of education and experience.
• Sales Experience
• Critical Thinking
• Strong Research Skills
• Strong Communication
• Active Listening
• Detail Oriented
• Analytical
• Portfolio Management Skills
• Basic Understanding of Credit

Benefits

• Generous vacation, personal, sick, family sick, and community service leave.
• 401(k) with pre-tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
• Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage.
• Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care.
• Employer-paid life and disability insurance.
• Additional voluntary coverages to meet unique needs.
• Access to education and development programs and ongoing support for personal and professional growth.