Warrior Insurance Network - Bedford Park, IL

posted 6 months ago

Full-time - Mid Level
Bedford Park, IL

About the position

We are seeking the ideal candidate for our Commercial Lines Underwriting opening for our growing insurance company located in Bedford Park, just a mile south of Midway Airport! The Commercial Lines Underwriter will work independently and collaboratively with the Commercial Account team to provide a high level of customer service to policyholders. This role involves developing new and maintaining existing agency relationships while underwriting new and renewal business with a focus on profitability. The Underwriter will contribute to the success of the department in meeting both departmental and company goals. The responsibilities include maintaining a high-level knowledge of coverage, exposures, rating plans, and state requirements. The Underwriter will be responsible for underwriting and pricing new and renewal accounts with proper file documentation in a timely manner. This includes entering new business policies, endorsements, and renewals, as well as managing the financial aspects of accounts by sending out monthly billing invoices on certain direct bill accounts and taking phone payments as needed. The Underwriter will provide timely responses to agent inquiries and monitor account and agency loss ratios and risk profiles, making recommendations on agency terminations and/or re-underwriting programs. Additionally, the Underwriter will review daily claims and communicate any issues with drivers or accounts to agents. The role requires a command of knowledge on rating, pricing, guidelines, and forms for assigned specialty lines of business. The Underwriter should be forward-thinking with new product and business segments or states to enter into, while also maintaining and sharing knowledge of industry trends, market conditions, and company programs.

Responsibilities

  • Maintain a high-level knowledge of coverage, exposures, rating plans, and state requirements.
  • Underwrite and price new and renewal accounts with proper file documentation in a timely manner.
  • Enter new business policies, endorsements, and renewals.
  • Manage the financial aspects of accounts, including sending out monthly billing invoices and taking phone payments as needed.
  • Provide timely responses to agent inquiries.
  • Monitor account and agency loss ratios and risk profiles, making recommendations on agency terminations and/or re-underwriting programs.
  • Review daily claims and communicate issues with drivers or accounts to agents.
  • Command full knowledge on rating, pricing, guidelines, and forms for assigned specialty lines of business.
  • Be forward-thinking with new product and business segments or states to enter into.
  • Maintain and share knowledge of industry trends, market conditions, and company programs.

Requirements

  • Minimum 3-5 years of Commercial Lines Multiple Line Underwriting experience with expertise in Commercial Auto (Taxi, Livery, Para Transit) and Commercial General Liability (Contractors and OL&T).
  • Demonstrated knowledge of the property and casualty insurance industry.
  • Proficient in Word, Excel, and PowerPoint.
  • Proficient with Industry Resources and databases.
  • Working knowledge of carrier billing and processing systems; PTS and AS400 preferred.
  • Excellent oral and written communication skills.
  • Organized and detail-oriented with the ability to multi-task.
  • Ability to work independently and collaboratively simultaneously.
  • Excellent organizational and interpersonal skills.
  • Strategic thinker with the ability to support the company position.
  • Demonstrated knowledge of 1st dollar and deductible pricing strategies.

Nice-to-haves

  • College Degree
  • Professional Designations (CPCU, ARM, etc.)

Benefits

  • 401(k) matching
  • AD&D insurance
  • Dental insurance
  • Disability insurance
  • Health insurance
  • Paid time off
  • Tuition reimbursement
  • Medical and Dental
  • Telemedicine Benefit
  • Vision Reimbursement
  • Wellness Program
  • Life and AD&D
  • Short-term and Long-Term Disability
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