Commercial Real Estate Loan Processor

About the position

Responsible for preparing loan documentation for Consumer, Commercial, and Real Estate loans whether secured or unsecured. Ensure that documents are complete, accurate and in place to provide the bank with a perfected security interest on collateral taken to secure the loan. Verify appropriate approval and ensure compliance with bank approved policies.

Responsibilities

• Stay up to date on and comply with all applicable banking laws and regulations as well as CNB policies and procedures.
• Determine and prepare appropriate loan documents after receiving instructions from the loan officer.
• Review file for needed information and compliance documentations.
• Prepare checklist noting any omissions or exceptions.
• Deliver original note and other necessary documents for booking to appropriate personnel.
• Review returned file for any exceptions to the checklist.
• Send complete organized files to compliance review.
• File UCC-1s with proper departments of state and governmental agencies and place holds on accounts taken as collateral.
• Assist customers with inquiries pertaining to loans in process and direct them to the appropriate loan officer or department.
• Maintain regular and punctual attendance.
• Work cooperatively with others.
• Work overtime as needed.
• Perform other duties as required or assigned which are reasonably within the scope of the duties in this job classification.

Requirements

• Demonstrate analytical, decision-making, and effective problem resolution.
• Intermediate accounting skills with mathematical aptitude and computer spreadsheet skills.
• Highly organized, with an attention to detail and an aptitude for problem recognition and resolution.
• Possess an aptitude for coordinating and prioritizing multi-tasked responsibilities.
• Illustrate a working knowledge of computer software and systems: Microsoft Office, Calyx (Point)/ Mortgagebot, and Microsoft Explorer.
• Possess autonomy and initiative to reference online websites, such as All-Regs, Fannie Mae and Freddie Mac, and FHA/VA to meet governmental regulations and lending criteria.
• The ability to multi-task and the capability of working on numerous different files simultaneously.
• Excellent time management skills and the capacity to meet deadlines.
• Knowledge of loan policy and compliance requirements.