Old National Bank - Indianapolis, IN
posted 5 months ago
Old National Bank is seeking a Credit Center Underwriter to join our team in Indianapolis. This position is crucial for analyzing and decisioning loans with Total Credit Exposure between $0 and $3 million, ensuring a balance between risk and growth. The Credit Center Underwriter will be responsible for ensuring that loan structures are appropriate and consistent with bank lending standards, assigning asset quality ratings, and completing the necessary underwriting for the risk and size of the loan opportunity. This role requires making prudent credit decisions while adhering to the bank's guidelines and policies in a fast-paced, high-volume environment. The successful candidate will collaborate closely with Business Bankers, Commercial Segment Relationship Managers, and internal support staff to provide credit expertise and support throughout the commercial loan origination and review process. This includes underwriting and decisioning renewals and new credit requests, focusing on due diligence, risk assessment, and asset quality ratings. The Credit Center Underwriter will also be expected to meet or exceed productivity expectations for annual credit approval memorandums (CAM) and produce high-quality analyses without sacrificing efficiency. In addition to technical skills, the role requires strong communication abilities, as the underwriter will need to effectively convey risks and options to Relationship Managers and work collaboratively with various teams. The position also emphasizes personal development, encouraging team members to take ownership of their growth and continuously enhance their skills and knowledge. Old National Bank prides itself on its culture, which values collaboration, inclusivity, and ethical practices, and the Credit Center Underwriter will be expected to embody these values in their daily interactions.