Old National Bank - Eden Prairie, MN
posted 5 months ago
Old National Bank is seeking a Commercial Underwriter to join our team, primarily responsible for analyzing and decisioning loans with Total Credit Exposure between $0 and $3 million. This role is crucial in balancing risk and growth while ensuring that loan structures align with bank lending standards. The Commercial Underwriter will be tasked with assigning appropriate asset quality ratings, conducting thorough underwriting for the risk and size of loan opportunities, and making decisions on applications within their assigned lending authority. This position operates in a fast-paced, high-volume environment, requiring the ability to juggle multiple requests while adhering to client-driven response timelines. The Commercial Underwriter will collaborate closely with Business Bankers, Commercial Segment Relationship Managers, and internal support staff to provide credit expertise and support throughout the commercial loan origination and review process. This role demands a consultative approach to assist in structuring loans, applying proficient knowledge of ONB guidelines, and effectively communicating risks and options to Relationship Managers. The ideal candidate will demonstrate exceptional internal customer service and be adaptable to new processes and tools as they become available. In addition to underwriting and decisioning loans, the Commercial Underwriter will be expected to maintain a high level of communication, sharing information transparently and tailoring their delivery to engage various audiences. They will also take ownership of their professional development, continuously enhancing their skills and knowledge to meet both current and future role requirements. The position embodies Old National Bank's culture and values, emphasizing collaboration, accountability, and a commitment to helping clients and communities thrive.