Consumer and Mortgage Loan Processor Full Time TEMP

About the position

The primary purpose of this position is to assist First Atlantic Federal Credit Union to live out our Mission to provide best value financial services to members by providing outstanding service to both members and internal members. In addition, provide quality member service, promote Credit Union loan products, examine, evaluate, and authorize or recommend approval of member applications for loans by performing the following duties. Assists members with their needs, analyzing loan requests and making credit decisions based on lending policy.

Responsibilities

• Meets all established service goals.
• Regular and predictable attendance and punctuality.
• Aid all Departments and Branches to ensure that general loan information given is accurate and timely.
• Communicate with members to obtain missing information, comply with due diligence requirements, and verify collateral.
• Reviews loan applications to develop information concerning their loan needs, earnings, financial condition as well as cross-sale opportunities that benefit the member and the credit union under the guidance of the Lending Manager and Lending Underwriters.
• Prepares and/or reviews all loan documents for completeness and accuracy including but not limited to the quality control (QC) of funded loan files.
• Provide product/service information to Credit Union members by answering questions.
• Review and fund all indirect auto loans.
• Prepares loan work sheet, insurance record, credit report, and application copy for each loan as necessary.
• Review all post-funding loan documentation.
• Compares original application against credit report.
• Maintains Documentation to ensure that all information has been correctly identified in the Credit Union core system.
• Follows current loans to ensure compliance with terms and coordinates with Asset Recovery.
• Provide quality back-ups for all the other members of the Lending Service team.