Credit Portfolio Sr Manager, VP

$129,840 - $194,760/Yr

Citigroup - New York, NY

Full-time - Senior

New York, NY

Credit Intermediation and Related Activities

About the position

The Credit Portfolio Senior Manager is a senior management-level role focused on overseeing a team responsible for monitoring Citi's portfolio and identifying credit migration in collaboration with the Risk Management team. The primary objective is to lead the management of Citi's portfolio exposure to clients and counterparties on a global scale, ensuring compliance with credit policies and enhancing customer experience through effective management and process improvements.

Responsibilities

• Maintain compliance with Citibank credit policies/practices and regulatory policies, preparing and updating internal policy and procedure changes.
• Conduct managerial responsibilities including coaching/mentoring, performance management, and resource/capacity management.
• Continuously identify process improvements and efficiencies to support business unit goals.
• Monitor daily queue dashboard and production reports, addressing production and pipeline management issues.
• Conduct analyses related to policy, risk and reward trade-off, leveraging data and creating ad-hoc analyses.
• Identify business opportunities, develop credit tests and risk strategies, and ensure flawless execution of policy tests and strategies.
• Assess risk in business decisions, ensuring compliance with laws and regulations, and managing control issues.

Requirements

• 6-10 years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS).
• Experience with econometric and statistical modeling or application risk scoring.
• Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models.
• Proficiency in MS Office.
• Proven ability to derive patterns, trends and insights, and perform risk/reward trade-off analyses.
• Demonstrated quantitative, presentation and analytic skills.
• Clear and concise written and verbal communication.

Nice-to-haves

• Master's degree preferred.

Benefits

• Medical, dental & vision coverage
• 401(k)
• Life, accident, and disability insurance
• Wellness programs
• Paid time off packages including vacation, sick leave, and paid holidays