About the position
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it's negotiating with some of our largest global partners or creating next year's financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.
Responsibilities
- Lead a team supporting Risk Management in evaluating strategic decisions.
- Establish profitability linkages between customer behaviors and credit provision.
- Drive credit-related analytical insights to key stakeholders such as Risk, Collections, Marketing & Finance teams.
- Partner with Risk and Finance teams on cross-enterprise strategic initiatives by driving key analytics to inform business decisions.
- Drive awareness of data / insights / market / portfolio trends across businesses and proactively identify opportunities for analysis.
- Develop skills; mining and analyzing data to identify credit risk and collections opportunities across portfolios to enhance margins.
- Provide thought leadership on projects across the Global Risk Finance organization.
- Evaluate Risk projects that span multiple businesses and produce cost/benefit analysis.
Requirements
- 8+ years of experience in Finance Data Analytics & Profitability.
- Analytical Skills - think critically and creatively about our business to identify good topics for analysis.
- Superior attention to detail - demonstrate exemplary organizational and problem-solving skills.
- Communication Skills - Synthesize data into an easy-to-understand story & articulate key messages across multiple audiences.
- Agile Mindset - Positive, can-do attitude, adaptable to change, and highly motivated self-starter.
- Leadership - Act & lead with courage, build relationships, make decisions quickly & influence change.
- Proficiency in SQL.
- BS. in Finance or relevant field.
Nice-to-haves
- MBA preferred.
Benefits
- Competitive base salaries.
- Bonus incentives.
- 6% Company Match on retirement savings plan.
- Free financial coaching and financial well-being support.
- Comprehensive medical, dental, vision, life insurance, and disability benefits.
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need.
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy.
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location).
- Free and confidential counseling support through our Healthy Minds program.
- Career development and training opportunities.
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