Liberty Mutual - Phoenix, AZ

posted 4 months ago

Full-time - Senior
Phoenix, AZ
Insurance Carriers and Related Activities

About the position

The Executive Underwriter, Technology Lead - Middle Market, West Division is a pivotal role at Liberty Mutual Insurance, responsible for developing, growing, and maintaining a profitable book of technology Property & Casualty business. This position requires a strong focus on marketing and underwriting decision-making, as well as building mutually beneficial relationships with agents and brokers. The ideal candidate will be expected to establish a market-facing leadership presence and effectively apply underwriting tools, systems, and expert resources. A key aspect of this role involves guiding and mentoring less experienced underwriters, providing regular coaching and feedback to management regarding their progress. In terms of risk selection, the Executive Underwriter will review, rate, underwrite, evaluate, and assess business for insurance. This includes qualifying accounts, identifying and selecting risks, determining premiums, policy terms, and conditions, obtaining necessary approvals, and creating and presenting proposals to agents and brokers. Successful negotiation of deals is also a critical component of this role. The position emphasizes the importance of agent and broker relationships, requiring the Executive Underwriter to demonstrate a high level of responsiveness and support for their objectives. Establishing, developing, and maintaining successful relationships with agents and brokers is essential for facilitating the marketing of products. This includes providing responsive service, conducting site visits, and participating in in-person renewal meetings to enhance knowledge of their customers' businesses. Portfolio management is another significant responsibility, where the Executive Underwriter will manage a sizable and complex book of technology business. This involves analyzing the portfolio, identifying areas for improved growth, profit, and diversification, and executing marketing plans to increase market presence through proactive marketing calls to brokers. Documentation is also a key aspect of the role, requiring the Executive Underwriter to document files in a manner that reflects a solid thought process and decision-making through comprehensive account reviews, sign-offs, and referrals that comply with state regulations and underwriting guidelines. Leadership is a critical component, as the Executive Underwriter will formally guide, mentor, and coach underwriters and account analysts in both technical and professional skills, providing regular updates to other underwriters. Finally, the Executive Underwriter will actively participate in continuous improvement initiatives by generating suggestions, participating in problem-solving activities, and utilizing continuous improvement tools to support the team's work.

Responsibilities

  • Develop, grow, and maintain a profitable book of technology Property & Casualty business.
  • Review, rate, underwrite, evaluate, and assess business for insurance by qualifying accounts and selecting risks.
  • Determine premiums, policy terms, and conditions, and create/present proposals to agents/brokers.
  • Establish and maintain successful relationships with agents and brokers to facilitate marketing of products.
  • Manage a sizable and complex book of technology business by analyzing the portfolio and identifying areas for growth.
  • Document files reflecting a solid thought process and decision-making through comprehensive account reviews.
  • Guide, mentor, and coach less experienced underwriters and account analysts in technical and professional skills.
  • Participate in continuous improvement initiatives and problem-solving activities.

Requirements

  • Advanced-level knowledge of insurance products, underwriting, pricing, and risk selection.
  • Ability to utilize underwriting tools and resources to achieve goals and solve complex problems.
  • A related bachelor's degree is required; seven to ten years of relevant experience preferred.
  • CPCU or professional insurance designation is strongly preferred.
  • Minimum of five years of underwriting technology business experience is required.
  • Experience in Technology E&O and Cyber is strongly preferred.

Nice-to-haves

  • Active broker relationships in the West Coast market.

Benefits

  • Comprehensive health insurance coverage.
  • 401(k) retirement savings plan with company matching.
  • Paid time off and holidays.
  • Tuition reimbursement for further education.
  • Professional development opportunities.
  • Flexible work arrangements.
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