GCIB Restaurant & Hospitality Finance Portfolio Manager - Group Director

About the position

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day.

Responsibilities

• Perform underwriting activities for new transactions including identifying structural risks and mitigants, evaluating performance trends and repayment capacity and recommending covenant and structure enhancements.
• Actively monitor and manage credit exposure within the Restaurant Finance portfolio including performing due diligence and regularly scheduled reviews and evaluating the borrower’s credit risks and recommending rating assignments to management.
• Maintain relationships with assigned customers.
• Conduct other portfolio management duties relating to the Restaurant Finance portfolio.
• Support and mentor junior team members in the portfolio management process.
• Model, analyze and report on the credit risks of existing portfolio of corporate loans to restaurant operators, franchisors, and franchisees.
• Preparation of credit applications for existing and new clients in accordance with internal policies and regulations, including the evaluation of company-specific, industry, and regulatory risks.
• Work within a deal team environment supporting the development of financing structures and alternatives.
• Provide oversight of loan closing due diligence and documentation working with internal and external counsel.
• Manage waiver, amendments, and other transaction life-cycle events.
• Prepare reporting to senior management on a quarterly, semi-annual, and annual basis.
• Participate in client meetings.

Requirements

• A bachelor's degree.
• A minimum of 10+ years work experience in corporate or commercial banking; preferably with experience in the restaurant and/or multi-unit retail industries.
• In-depth knowledge of general corporate credit analysis, credit and risk management.
• Ability to work with financial models to assess a restaurant company’s financial strength and repayment ability.
• In-depth knowledge of loan documentation.
• Strong written, verbal, and interpersonal skills.
• Strong computer skills in Microsoft Excel, Word, and PowerPoint.

Benefits

• Comprehensive health and wellness benefits.
• Retirement plans.
• Educational assistance and training programs.
• Income replacement for qualified employees with disabilities.
• Paid maternity and parental bonding leave.
• Paid vacation, sick days, and holidays.