Truist Financial - Richmond, VA

posted 5 months ago

Part-time,Full-time - Mid Level
Richmond, VA
Credit Intermediation and Related Activities

About the position

The purpose of this role is to support the Consumer Lending Data Strategy covering all aspects of the Consumer Lending business including product, credit, marketing, pricing, and operations in order to deliver strong and resilient data and reporting infrastructure. This position aims to enable a highly-effective, data-driven environment in a comprehensible, actionable, and engaging manner to provide performance monitoring and decision support while ensuring that data knowledge and insights are accurate, timely, and comprehensive utilizing ethical, efficient, and scalable methods. The essential duties and responsibilities of this role include implementing data strategies that support multiple network environments, which encompass relational databases, data warehouses, and data lakes. The individual will provide rapid response reports, insights, and visualizations across all functional areas. They will evaluate, manage, and report on production and portfolio risk-adjusted metrics, including Asset Quality, to support decision-making for the portfolio. Additionally, the role involves translating data into engaging visualizations using current state and future state business intelligence and big data tools and methods. The successful candidate will develop, enhance, and maintain processes that generate large datasets for use by analytical teammates and third parties. Establishing working relationships and being recognized as the subject matter expert for dashboards and reporting is crucial. The individual will partner with key stakeholders to develop self-service data feeds and reporting, manage the transition and scaling of one-time analytics to ongoing production reporting, and support the company mission by providing internal clients with tools they need to measure key performance indicators for their decision-making process. Furthermore, sourcing new data elements to be housed in both structured and unstructured data environments, staying abreast of the latest technology and trends in the market, and identifying possible implementation strategies are also key responsibilities. Lastly, the role requires identifying and remediating any risks associated with business intelligence, reporting, and data governance, including staying informed about all applicable rules and regulations.

Responsibilities

  • Implement data strategies that support multiple network environments including relational databases, data warehouses, and data lakes.
  • Provide rapid response reports, insights, and visualization across all functional areas.
  • Evaluate, manage, and report on production and portfolio risk-adjusted metrics including Asset Quality for decision support of portfolio.
  • Translate data into engaging visualizations using current state and future state business intelligence and big data tools and methods.
  • Develop, enhance, and maintain processes that generate large datasets for use by analytical teammates and third parties.
  • Establish working relationships and be recognized as the subject matter expert for dashboards and reporting.
  • Partner with key stakeholders to develop self-service data feeds and reporting.
  • Manage transition and scaling of one-time analytics to ongoing production reporting.
  • Support the company mission by providing internal clients with tools they need to measure key performance indicators for their decision-making process.
  • Source new data elements to be housed in both structured and unstructured data environments.
  • Stay abreast with latest technology and trends in the market and identify possible implementation strategies.
  • Identify and remediate any risk associated with business intelligence, reporting and data governance.

Requirements

  • 10+ years financial industry work experience in a business intelligence delivery, data management, or financial analytical capacity.
  • Thorough knowledge of lending (consumer and/or wholesale), including credit risk and regulatory requirements.
  • Proficient with SAS, SQL, or other query languages.
  • 4+ years managing developer/data/analytical environments.
  • Utilizing experience with big data frameworks.
  • Previous data management, data governance, and data quality experience.
  • Previous positions that bridge technical talent and business talent.
  • Apply knowledge of visualization tools like Tableau, MicroStrategy, Qlik and Power BI to present analysis results to Business partners.
  • Work with technology partners to come up with technical solutions for analytics-powered products.
  • Advanced degree or significant work-related experience in information systems, computer science, data science, computational finance, mathematics, statistics, or other quantitative field.
  • Excellent verbal and written communication skills.

Nice-to-haves

  • Experiences in finance and banking industry.
  • 2+ years' experience with fintech lending products.
  • 2+ years interacting with regulators and senior management.

Benefits

  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Disability insurance
  • Accidental death and dismemberment insurance
  • Tax-preferred savings accounts
  • 401k plan
  • Vacation days (minimum of 10 days)
  • Sick days (minimum of 10 days)
  • Paid holidays
  • Defined benefit pension plan (depending on position and division)
  • Restricted stock units (depending on position and division)
  • Deferred compensation plan (depending on position and division)
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