Loan Processor II | Sage Home Loans Corporation

About the position

Sage Home Loans Corporation is a multi-billion-dollar lender and digital mortgage solution that is redefining the mortgage origination experience. We offer competitive salaries and a comprehensive benefits program for full-time employees in addition to a hybrid and flexible work from home model. You will be a part of an amazing company culture, be supported by talented and tenured mortgage professionals and have access to the most comprehensive technology the industry has to offer.

Responsibilities

• Accurately package a pipeline of loans that are funneled to you by our team of Mortgage Loan Originators and ensure timely and proactive communication with the borrowers
• Handle all loan documentation and meeting deadlines
• Manage a pipeline of an average of 30 loans at a time
• Determine creditworthiness of the borrowers by gathering and calculating necessary credit reports, qualifying ratios, income and expense data, employment documentation and property values
• Establish strong upfront relationships with the borrower and work closely with them throughout the loan origination process
• Proactively identify and mitigate potential issues in the origination process
• Provide feedback to the management team on technical and operational improvements needed and present alternative operating models that could enhance conversion
• Verify and analyze all necessary financial information and documentation from pre-approval to closing ensuring that loan files are complete and accurate with all necessary credit and legal documents to satisfy underwriting conditions
• Work collaboratively with internal and external teams throughout the loan process

Requirements

• 2 or more years previous experience actively managing a pipeline of loans
• Proficient in Encompass, and the Microsoft office suite
• A solid understanding of the mortgage loan process and types of loans available
• Experience processing FNMA, FHLMC, FHA and Jumbo residential mortgages
• Knowledge of agency conventional underwriting product guidelines
• Proactive and engaging communication with an ability to thoughtfully guide borrowers through the loan process
• Highly organized and have the ability to solve problems autonomously

Benefits

• Medical, dental and vision coverage
• Paid time off
• Life insurance
• Disability coverage
• Employee assistance program
• 401(k) plan
• Paid parental leave program