Loan Processor - Reside in Oregon

About the position

Guaranteed Rate is currently seeking a hard-working, dedicated Loan Processor to join our innovative and passionate team. The Loan Processor will work closely with our Loan Officers to ensure a timely and accurate experience for our clients—from first time home buyers to refinancers—throughout the entire mortgage process. This role involves scheduling and tracking of closing dates, contingency dates, and loan lock expirations, as well as reviewing loan approvals and addressing all conditions required for underwriting and closing. The Loan Processor will receive ongoing, comprehensive training and become an expert on home loan products and the mortgage process. They will prepare and submit timely and accurate loan files to the Closing Department, use state-of-the-art technology to manage their loan pipeline, and provide world-class customer service and respectful, consultative guidance to clients.

Responsibilities

• Work closely with our Loan Officers to ensure a timely and accurate experience for our clients.
• Schedule and track closing dates, contingency dates, and loan lock expirations.
• Review loan approvals and address all conditions required for underwriting and closing.
• Receive ongoing, comprehensive training and become an expert on home loan products and the mortgage process.
• Prepare and submit timely and accurate loan files to the Closing Department.
• Use state of the art technology to manage your loan pipeline as well as conduct credit and underwriting analysis.
• Provide world-class customer service and respectful, consultative guidance to your clients.

Requirements

• 3+ years of recent experience in an operational role preferred in the residential mortgage industry - Loan Processing, FHA, VA, Bond, Conventional, Jumbo, and Non-QM.
• Experience using Encompass, Fannie Mae's Desktop Underwriter and Freddie Mac's Loan Prospector.
• Excellent disposition, mindset, communication skills and work ethic.
• Ability to multi-task with strong attention to detail while meeting deadlines in a fast-paced environment.
• Strong listening, problem solving skills and out of box thinking.
• An inherent love of and desire to serve clients and create something unique and fantastic.
• A commitment to integrity and customer service.

Benefits

• Eligibility to participate in a company-sponsored 401(k)
• Vacation benefits
• Eligibility for medical, dental, vision, and prescription drug benefits
• Flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts)
• Life insurance and death benefits
• Critical care insurance
• Personal accidental insurance
• Commuter benefits
• Pet insurance
• Certain time off and leave of absence benefits
• Well-being benefits (e.g., employee assistance program)
• Other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources)