Standard Charteredposted about 2 months ago
- Mid Level
Bangalore, IN
Credit Intermediation and Related Activities

About the position

To build, implement scalable, standardized cost-effective Decision system platform using SM/ Power Curve Originations - PCO to support credit decision automation and real-time application decision. Ensure high quality on strategy deliverables are met within agreed timelines. Support credit automation and implement strategies in-line with approved Country/Group lending.

Responsibilities

  • Follow standard documentation required for development or enhancement of decision systems.
  • Defining scope, objectives and use-case and business requirements relating to data quality and enrichment.
  • Assist in creating and maintaining data related project schedules by tracking all phases of the project product/service lifecycle, providing timely reporting of issues that impact project progress, coordinating actions, and resolving issues.
  • Work closely with various technology/project teams to understand the business meaning of data, and provide analysis and requirements to ensure the data design is fully understood and the development initiatives are in-line with the intended design and standards for Decision System platform.
  • Suggest automation in the areas of Credit and process that will enable in aligning to overall business and organizational strategies.
  • Ability to identify, assess, monitor control, and mitigate risks in projects implementation.
  • Able to clearly call out and articulate areas of risk and concerns to senior management and support.
  • In-depth knowledge in writing policy/procedure documents.
  • Knowledge and hands on experience on SAS.
  • Experience in implementing global projects specifically on Credit automation.
  • Sound technical knowledge in credit strategy implementation via decision system on PCO and NBSM G3 platform.
  • Strong ability to mediate and remediate complex cross functional issues and agree on technical solutions.
  • Experience with Experian Rule Engine Software tools: SM/ Strategy Design Studio or/and Power Curve.
  • Strong SQL programming capability/proficiency.
  • Knowledge of mainframe platforms like FDR or Vision Plus, Falcon, Triad, Eagle is added advantage.
  • Knowledge of VBA and Unix is desired.
  • Support the SDLC process (Software Development Life Cycle) of existing systems which includes design, installation, training, support and validation.

Requirements

  • Bachelor's/Master's Degree in Engineering/Science.
  • 2+ years experience working in strategy implementation and validation role.
  • Ability to deliver results with minimal supervision.
  • Ability to prioritize and complete a variety of simultaneous tasks.
  • Strong interpersonal and communication skills, including the ability to work effectively with a wide range of end users.
  • Ability to communicate technical information effectively, both written and verbal.

Nice-to-haves

  • Java Language
  • SQL DB Language

Benefits

  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
  • Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
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