Prudential Financial - Newark, NJ

posted 3 months ago

Full-time - Mid Level
Remote - Newark, NJ
Insurance Carriers and Related Activities

About the position

As a Quantitative Risk Analyst at PGIM Portfolio Advisory, you will report directly to the Chief Risk Officer and play a pivotal role in developing and implementing risk management frameworks that encompass asset allocation, hedging, risk management, pricing, insurance capital management, and structuring for offshore international reinsurance transactions. This position is particularly focused on markets in Japan, the US, and Bermuda, requiring a deep understanding of quantitative finance and strong analytical skills. You will be responsible for creating sophisticated risk models that will guide the investment strategies of our clients, ensuring that their portfolios achieve the desired risk-return profile. Your role will involve developing and implementing quantitative models to support both strategic and tactical asset allocation. You will conduct in-depth analyses of global financial markets, particularly focusing on the aforementioned regions, and oversee investment portfolios to align with client strategies. Additionally, you will design hedging strategies to mitigate risks associated with reinsurance transactions, monitor market, credit, and operational risks, and conduct stress testing and scenario analysis to evaluate the impact of adverse market conditions on the portfolio. In terms of pricing and structuring, you will develop pricing models for reinsurance products and work on structuring deals to optimize risk and return profiles. Collaborating with underwriting and actuarial teams will be essential to ensure accurate pricing and risk assessment. You will also analyze and manage capital requirements for the reinsurance business, developing strategies to optimize capital use in line with regulatory requirements and business objectives. Your responsibilities will extend to financial modeling, where you will develop and maintain complex financial models to support various decision-making processes. You will implement and validate quantitative models, ensuring their accuracy and reliability, while collaborating with IT and data teams to enhance data quality and model performance. Reporting and analysis will also be a key part of your role, as you prepare comprehensive reports and presentations for senior management and stakeholders, conduct performance attribution analysis, and stay updated on regulatory changes affecting the investment and reinsurance landscape. Collaboration is crucial in this role, as you will work closely with the Chief Risk Officer, portfolio managers, and other team members to align investment strategies with client objectives. You will also liaise with external partners, including investment banks and asset managers, to gather market intelligence and best practices, and participate in cross-functional projects to drive continuous improvement and innovation within the organization.

Responsibilities

  • Develop and implement quantitative models to support risk management of strategic and tactical asset allocation.
  • Perform in-depth analysis of global financial markets, focusing on Japan, US, and Bermuda.
  • Oversee investment portfolios to achieve the desired risk-return profile in line with client strategies.
  • Design hedging strategies to mitigate risks associated with reinsurance transactions.
  • Monitor and manage market, credit, and operational risks within the investment portfolio.
  • Conduct stress testing and scenario analysis to evaluate the impact of adverse market conditions on the portfolio.
  • Develop and implement pricing models for reinsurance products and transactions.
  • Work on structuring deals to optimize risk and return profiles.
  • Collaborate with underwriting and actuarial teams to ensure accurate pricing and risk assessment.
  • Analyze and manage the capital requirements for the reinsurance business.
  • Develop strategies to optimize the use of capital in line with regulatory requirements and business objectives.
  • Monitor and report on capital adequacy and efficiency in the face of regulatory changes.
  • Develop and maintain complex financial models to support asset allocation, hedging, pricing, and risk management decisions.
  • Implement and validate quantitative models, ensuring accuracy and reliability.
  • Collaborate with IT and data teams to enhance data quality and model performance.
  • Prepare comprehensive reports and presentations for senior management and stakeholders.
  • Conduct performance attribution analysis to evaluate the effectiveness of investment and hedging strategies.
  • Stay updated on regulatory changes and their impact on the investment and reinsurance landscape.
  • Work closely with the Chief Risk Officer, portfolio managers, and other team members to align investment strategies with client objectives.
  • Liaise with external partners to gather market intelligence and best practices.
  • Participate in cross-functional projects and initiatives to drive continuous improvement and innovation.

Requirements

  • Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related field.
  • Minimum of 5+ years of experience in quantitative analysis, asset allocation, risk management, pricing, or insurance capital management within the financial services industry.
  • Proven track record of working with offshore reinsurance transactions and international markets, specifically Japan, US, and Bermuda.
  • Strong quantitative and analytical skills, with proficiency in statistical and mathematical modeling.
  • Expertise in programming languages such as Python, R, or MATLAB.
  • Experience with financial databases and tools (e.g., Bloomberg, Reuters, Aladdin).
  • Strong knowledge of pricing models and insurance capital management.
  • Excellent communication and presentation skills, with the ability to convey complex concepts to non-technical stakeholders.

Nice-to-haves

  • Advanced degree (Masters or Ph.D.) preferred.
  • Professional certifications such as CFA, FRM, or PRM are highly desirable.
  • Highly motivated and detail-oriented, with a strong commitment to accuracy and excellence.
  • Ability to work independently and as part of a team in a fast-paced, dynamic environment.
  • Strong problem-solving skills and the ability to think critically and creatively.

Benefits

  • Medical, dental, vision, life insurance.
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