Portfolio Manager - Middle Market (Dallas or Fort Worth)

Texas Capital Bank - Fort Worth, TX

Full-time - Senior

Fort Worth, TX

Credit Intermediation and Related Activities

About the position

The Portfolio Manager II role at Texas Capital Bank is a senior position within Credit Administration, focused on supporting the Middle Market line of business. This role is crucial for driving the bank's strategic vision and involves overseeing the underwriting process for credit requests, managing portfolio performance, and ensuring best-in-class customer service. The Portfolio Manager will work closely with Analysts, Associates, and Relationship Managers to evaluate risks, identify opportunities, and lead deals from inception to closure with minimal oversight.

Responsibilities

• Oversight of credit related responsibilities for the Analysts and Associates, including financial statement spreading and validation of various underwriting models
• Responsible for risk rating assessment and periodic relationship reviews
• Partner with Relationship Manager in credit agreement review and negotiation
• Ownership of all credit approvals (new customers, modifications, renewals, increases, risk assessments)
• Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks
• Ownership of policy exception identification
• Direct and manage portfolio reviews
• Validate covenant compliance and covenant management
• Ownership of post-approval modifications to ensure accurate reporting of credit exposure
• Client management, including assisting of day-to-day needs, contact meetings, and site visits
• Oversight and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practices
• Ownership of portfolio reporting and analytics: grade-migration, past-dues, exceptions, coming-due maturities, etc.
• Identify cross-sell opportunities
• Partner with Special Assets Group for credit requests (as needed)
• Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects

Requirements

• Bachelor's degree in Finance, Accounting, Commercial Banking or equivalent/relevant program
• 5+ years' experience in Commercial or Corporate Banking with formal Credit training
• Exceptional writing, interpersonal and communication skills
• Extraordinary levels of motivation and initiative
• Effective team players who want to work in a fast-paced, collaborative environment and build working relationships across the organization
• Strong Microsoft Office skills including Outlook, Excel, and PowerPoint

Nice-to-haves

• Proven leadership skills and community involvement
• Passion for financial services and delivering superior client experiences

Benefits

• Wellness program
• Paid holidays
• Disability insurance
• Health insurance
• Paid time off
• 401(k) matching