Wells Fargo - Carlsbad, CA

posted 5 months ago

Part-time - Mid Level
Carlsbad, CA
Credit Intermediation and Related Activities

About the position

Wells Fargo is seeking a Commercial Banking Portfolio Manager/Origination Underwriter in the SBA Division, which is part of our Specialized Lending Group. In this role, you will be responsible for conducting complex credit investigations and analyzing diverse credit information for loans. You will identify opportunities for process improvements within your scope of responsibilities and functional area. This position requires you to review and identify basic operational assignments that necessitate research, evaluation, and selection of alternatives while exercising independent judgment to guide medium-risk deliverables. As a Portfolio Manager/Origination Underwriter, you will present recommendations for resolving complex situations and will be expected to develop expertise in the function, policies, procedures, and compliance requirements. Collaboration and consultation with functional colleagues, internal partners, and stakeholders, including both internal and external customers, will be a key aspect of your role. This position is critical in ensuring that we maintain strong customer relationships while adhering to a risk-mitigating and compliance-driven culture. You will be expected to execute all applicable risk programs, including Credit, Market, Financial Crimes, Operational, and Regulatory Compliance. This includes effectively following and adhering to Wells Fargo policies and procedures, fulfilling risk and compliance obligations, and making sound risk decisions. Proactive monitoring, governance, risk identification, and escalation will be emphasized, along with making sound risk decisions that align with the business unit's risk appetite and all risk and compliance program requirements.

Responsibilities

  • Research complex credit investigations and diverse credit information for loans
  • Identify opportunities for process improvements within scope of responsibilities or functional area
  • Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement
  • Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
  • Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers

Requirements

  • 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Strong credit underwriting and credit analysis experience
  • Experience working with commercial or SBA loans $2MM and greater
  • Experience preparing a credit proposal
  • Knowledge and understanding of Small Business Administration (SBA) 7A and 504
  • A BS/BA degree or higher in accounting, finance, or economics
  • Knowledge and understanding of CRM, Small Business Administration
  • Knowledge and understanding of Small Business Administration (SBA) Standard Operating Procedures (SOP) and Policies

Benefits

  • 401(k) Plan
  • Paid Time Off
  • Parental Leave
  • Critical Caregiving Leave
  • Discounts and Savings
  • Health Benefits
  • Commuter Benefits
  • Tuition Reimbursement
  • Scholarships for dependent children
  • Adoption Reimbursement
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