Senior Lead Product Manager- Working Capital

About the position

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses-from startups to established brands-make smarter decisions and gain control of their operations. And we don't stop there: we're creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that's ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity-and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. At BILL, we listen, learn, and lead-fostering collaboration and a drive for continuous growth. We're committed to building a diverse and inclusive workplace that values each person's unique skills and experiences. Even if you don't meet every requirement, we'd love to hear from you-you might be just what we're looking for, whether in this role or another.

Responsibilities

• Own, build and drive the product roadmap and go to market strategy for loans and payment products.
• Manage prioritization and trade-offs to balance quality and speed.
• Have a good understanding for how to build simple products, drive adoption, leverage marketing to create awareness and hit adoption targets.
• Define success metrics for your P&L.
• Propose hypotheses & run rapid tests to validate them.
• Use data to segment customers and find product market fit.
• Build strong relationships with internal and external stakeholders to ensure alignment and buy-in on the requirements and prioritization of product ideas.
• Partner with Sales, Customer Support and Operations to define Go to market plan and successfully launch new vendor service offerings with aggressive timelines.

Requirements

• Must have worked on and launched 2+ lending products (Eg. term loans, SBA loans, Factoring, BNPL, etc.)
• 7+ years of product management or related professional experience
• Strong product management skills, defining product vision, priorities and roadmap.
• Ability to nail the 'Why' before jumping into solutions.
• Excel at story-telling on what problem you're solving and clearly communicate the vision you're going after.
• Experience defining and launching new products from scratch, gathering customer feedback, making adjustments and continuing to drive it towards the vision.
• Bias for action and experience with rapid A/B testing.
• Experience with agile development and methodologies.

Nice-to-haves

• Experience with growth hacking is a plus.

Benefits

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs