Senior Manager, credit & country risk reporting

Bangalore, IN

Credit Intermediation and Related Activities

About the position

RRSD Unit faces the Group Risk Function with a peripheral support to CEO CIB Function. It handles wide spectrum of activities to support the Enterprise Risk Analytics, Traded Risk Management, Risk & Compliance Reporting teams of the Group Risk. The unit is also currently expanding itself to support the CEO CIB Office with Credit Portfolio Management. Various sub-units underneath RRSD are listed below: Enterprise Risk Management. The primary responsibility of this role is delivery of CIB credit risk reporting and MI, working directly with and supporting the group CIB credit risk team, which rolls up to into the Global Head of Reporting, Risk & CFCC. The risk reports are used by risk managers, Group Risk Framework Owners, committees and senior management, Regulators, and other internal stakeholders. The team involved in every stage of a reporting process - Requirement gathering, collaboration with group and country teams to identify metrics for reporting. Evaluate Data Availability & proactively manage data quality requirements. Tactical solutions to bridge the gap while implementing strategic solutions. From testing till Go live. Partner with Data Strategy /Technology for strategic sourcing & self- service models. Insights & Commentaries. Enhancements to the reports. Risk Identification and Controls review for the process. BCBS239 requirements. The role will suit candidates with wholesale credit experience, an ability to interact with a vast array of stakeholders effectively and excellent communication skills (written and verbal), including report writing. The role suits someone who is detail oriented, with curiosity for insights and confidence to challenge. The role holder will be able to develop a broad view of the risks and issues and develop vital soft skills, while seeking opportunities for adoption of best practice, innovation, and individual growth.

Responsibilities

• Understand reporting requirements from Credit Risk Officers and translate them into effective and efficient risk reports
• Ensure appropriate BAU controls are being established within RRSD and deployed effectively in GBS
• Improve efficiency in BAU activities, through automation or collaboration with other risk reporting teams and across borders
• Support projects and initiatives by building compelling use cases and requirements for change
• Deliver quality reports in a timely manner with analytical insights for both internal and external stakeholders
• Build stronger relationship with all stakeholders
• Provide subject matter expertise and address ad-hoc reporting requirements
• Continuously work towards improving risk data quality with infrastructure and other risk teams
• Work with project, change, technology, credit risk and monitoring teams on changes impacting our reporting and credit risk systems framework
• User testing for project releases / migration projects / BAU enhancements
• Establishing material impact of the systemic issues, following through on closure
• Participate in internal and external audits, as directed

Requirements

• Postgraduates / Professional qualification with 7/10/13+ years experience in Risk domain
• Strong CIB product knowledge and understanding of risk management with familiarity of PRA issued regulations
• CFA or FRM desirable
• FRM Certified candidates will be preferred
• Analytical mindset - Able to detect outliers by observing movements and trends in data
• Excellent communication skills - verbal and written
• Hands-on Tooling - Programming skills in Python, VBA, API, Microsoft (Access, Powerpoint), Visualisation Tools (Tableau, PowerBI), Workflow Automation Tools (RPA, Sharepoint Designer), Devops (JIRA, Git, Genkins, CICD), knowledge of AI/ ML will be an added advantage
• Works well individually as well as part of a team, especially across borders
• Able to meet tight deadlines with minimal direction
• Inquisitive, with attention to detail
• Proactive attitude towards work
• Problem solving ability
• Demonstrates understanding of and commitment to the Group's core values

Benefits

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential