Zurich Insurance - Tennessee Ridge, TN

posted 5 months ago

Full-time - Mid Level
Remote - Tennessee Ridge, TN
Insurance Carriers and Related Activities

About the position

At Zurich, we believe in fostering an environment where our employees can learn, develop, and lead while being authentically themselves every day. We are committed to creating a brighter future together by ensuring that our voices are diverse and heard. Our inclusive behaviors drive equity, and we strive to make our people feel a sense of belonging. We are currently seeking an experienced Middle Markets Underwriter at either the Mid-Senior or Senior level for our offices in Atlanta, GA or Charlotte, NC. This position offers the flexibility to work in a hybrid model, allowing you to partner with your manager to set a work schedule that supports your needs, our customers, and our brokers and agents. The Middle Markets segment is a crucial part of Zurich's business strategy, and we are focused on attracting top customer advocates who possess a sales mindset, strong technical underwriting skills, and solution-focused problem-solving abilities. Our industry focus includes, but is not limited to, Financial Institutions, General Industries, Manufacturing, Technology, Professional Services, and Real Estate. Zurich Middle Markets provides comprehensive solutions for our customers, including international programs. As a Mid-Senior or Senior Middle Markets Underwriter, you will be responsible for handling complex new and renewal Middle Markets business and serving as a Subject Matter Expert on the team. This role offers the opportunity to fully apply and enhance your underwriting and marketing skills while building relationships with Select Brokers in the Southeast region. This is an exciting time to join the Middle Markets division at Zurich!

Responsibilities

  • Serve as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end-to-end solution for their insurance needs.
  • Use a disciplined approach to exposure evaluation, risk assessment, and pricing.
  • Utilize risk insights, data, and models to drive informed decisions at the point of sale.
  • Identify gaps and align Zurich's products and value proposition to offer solutions that provide the contract certainty the customer needs.
  • Demonstrate strong analytical skills and execute as an innovative advisor.
  • Underwrite, analyze, and generate new and renewal business.
  • Engage in market-facing activities and production within the growing Middle Markets division.
  • Administer and monitor underwriting rules and guidelines, insurance laws and regulations, and rating manual rules.
  • Develop and maintain agency and broker relationships.
  • Work within broad limits and authorities on highly complex assignments.

Requirements

  • High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.
  • High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area.
  • Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area.
  • Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area.
  • Knowledge of line(s) of business and the legal and regulatory guidelines.
  • Knowledge of time restraints for quotes on new and renewal business.
  • Experience with Microsoft Office.

Nice-to-haves

  • Bachelor's Degree
  • Ability to effectively assess risk
  • Strong negotiation skills
  • Strong retail broker relationships within the Southeast region
  • Superior skills in relationship building, active listening, needs analysis, and win-win negotiating
  • Possess knowledge of time restraints for quotes on new and renewal business
  • Excellent oral and written communication skills
  • Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines
  • PC and related software skills
  • CPCU and ARM a plus.

Benefits

  • Comprehensive employee benefits package for employees and eligible dependents
  • Competitive compensation
  • Ongoing career development opportunities
  • Flexible work schedule options
  • Hybrid working model.
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