Senior Underwriter, Construction, Middle Market

Argo Group - Scottsdale, AZ

Full-time - Mid Level

Remote - Scottsdale, AZ

Merchant Wholesalers, Durable Goods

About the position

Argo Group is a leader in specialty insurance, fostering a vibrant culture built on respect, equality, wellness, and opportunity. As an innovative organization, we are small enough to be agile yet large enough to make a significant impact in our industry. Our flexible workplace is continuously evolving to ensure that all employees feel comfortable bringing their whole selves to work, confident that they will be treated with respect, recognized for their performance, and provided with equal opportunities to succeed. At Argo, skill meets opportunity, and if you're wired to raise your hand and ask, “Where can I help?”, you'll thrive with us. In this role, you will be responsible for reviewing complex policies to verify their acceptability based on company underwriting guidelines and your granted underwriting authority. You will determine whether to accept, modify, or decline risks, utilizing underwriting tools to ascertain accurate classifications, rates, and premium charges. Additionally, you will review state laws, including cancellation and non-renewal, within your assigned territory to ensure proper business transactions. Consulting with general agents to obtain further information, quote rates, or explain underwriting guidelines will also be part of your responsibilities. You will assist in training departmental personnel and provide technical expertise to the Underwriting department in determining rate and product changes during Product Line Reviews. Your role will involve creating, analyzing, and interpreting data from various reports, and you will be accountable for the performance of your assigned underwriting territory, focusing on growth and profitability. Managing your assigned territory will include overseeing agents and traveling to agent offices. You will be expected to complete all assigned tasks according to department standards and undertake other duties as assigned.

Responsibilities

• Review complex policies to verify acceptability based upon company underwriting guidelines and granted underwriting authority.
• Determine whether to accept, modify, or decline risks.
• Utilize underwriting tools to determine accurate classifications, rates, and premium charges.
• Review state laws, including cancellation and non-renewal, within assigned territory to properly transact business within the state.
• Consult with general agents to obtain further information, quote rates, or explain underwriting guidelines.
• Assist in the training of departmental personnel.
• Provide technical expertise to the Underwriting department in determining rate and product changes and during Product Line Reviews.
• Create, analyze, and interpret data from various reports.
• Accountable and responsible for the performance of assigned underwriting territory, including growth and profitability.
• Manage assigned underwriting territory, including management of agents and travel to agent offices.
• Complete all assigned tasks according to department standards.
• Other duties as assigned.

Requirements

• Bachelor's degree or three to five years related insurance experience and/or equivalent combination of education and experience.
• Minimum of two to four years underwriting experience with authority.
• Strong oral and written communication skills.
• Previous insurance educational work, IIA and CPCU desirable.
• Detail oriented with initiative and the ability to work independently in a fast-paced environment.
• Excellent analytical skills.
• Ability to travel (including pre and post trip preparations).
• Proficient in the use of computer programs, including Word, Excel, and Outlook.

Nice-to-haves

• Previous insurance educational work, IIA and CPCU desirable.

Benefits

• Competitive compensation and merit-driven profit sharing.
• Flexible workplace policies including compressed hours, flex-time, job-sharing, remote work, sabbatical leave, holiday and summer hours.
• Comprehensive health, wellness, and financial planning options.
• Dental, disability, life insurance, medical, and vision insurance.
• Matching 401(k) retirement savings.
• Generous paid time off (21 days of PTO, 11 paid company holidays, 3 floating holidays, and a paid voluntary day).
• Paid caregiver and parental leave, paid bereavement, jury duty/court appearances, and military leave (up to 14 days).
• Employee assistance program (EAP) and an array of voluntary benefits.
• Continuous learning and professional development through Argo Academy.
• Encouragement of career mobility and continuing education for professional and industry designations.
• An inclusive culture that develops and sponsors diverse teams and encourages cross-functional engagement and collaboration.
• Active community outreach and volunteer programs.
• Generous Employee Referral program.