Senior Underwriter

Crc Group - Atlanta, GA

Part-time,Full-time - Mid Level

Atlanta, GA

Administrative and Support Services

About the position

The Underwriter position involves underwriting new and renewal business, approving policy changes, maintaining workload, and controlling written business up to and including the time of binding according to company guidelines and established internal and external procedures. This role requires providing leadership to a production and underwriting team while delivering high-quality professional service to agents and companies. The Underwriter will be responsible for meeting or exceeding production goals as assigned by management, underwriting new and renewal business, and supervising teams to ensure all pertinent information is communicated effectively. In addition to these responsibilities, the Underwriter will develop and maintain excellent relationships with clients, market all program products and services, and communicate properly and timely with all producers regarding submissions and decisions for new or renewal business. The role also includes approving and disapproving endorsement requests according to internal and company guidelines, monitoring accounts for compliance with policies and procedures, and reviewing inspection reports to ensure conditions represented at the time of binding are met. The Underwriter must meet or exceed file documentation standards, comply with underwriting authority level standards, and pass all audits, both internal and external. Maintaining necessary licenses to produce business is also a critical aspect of this position. The Underwriter will be expected to exercise discretion in decision-making and maintain current knowledge of the insurance industry, including recognizing new trends and developments that can be incorporated into strategies.

Responsibilities

• Meet or exceed production goals as assigned by Management.
• Underwrite new and renewal business.
• Supervise team(s) ensuring all pertinent information is communicated.
• Develop and maintain excellent relationships with clients.
• Market all program products and services to clients.
• Communicate properly and timely with all producers regarding submissions and decisions for new or renewal business.
• Approve and disapprove endorsement requests according to internal and Company guidelines.
• Monitor accounts to ensure compliance with the firm's policies and procedures.
• Monitor production, hit ratios, renewal retention ratios, spread of risk and other production and quality measures to minimize risk and predict future success.
• Review and handle policy servicing requests appropriately.
• Review inspection reports and compare to the conditions that were represented at the time of binding and take appropriate or needed actions.
• Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits - both internal and external.
• Maintain necessary licenses to produce business.

Requirements

• Bachelor's degree or appropriate insurance designation.
• Five years of experience as an active Underwriter or seven years of experience in the insurance industry.
• Must be licensed in corresponding areas of insurance as necessary.
• Must be able to understand and analyze necessary components of insurance policies.
• Ability to understand the client's needs and have knowledge of the risk profiles associated.
• Recognize new trends and developments in the insurance industry and be able to incorporate into strategies.
• Must have knowledge of commercial multi-line underwriting and rating.
• Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software.
• Ability to develop, foster, and maintain an excellent working relationship with agencies.
• Leadership and team playing skills.
• Exercise discretion in making decisions.
• Maintain current knowledge of the insurance industry.
• Good written and verbal skills.
• Maintain travel schedule depending on the needs of clients, Agents, and new business.
• Ability to work extended hours when necessary.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment insurance
• Tax-preferred savings accounts
• 401(k) savings plan with company matching contributions after one year of service
• Vacation days (minimum of 10 days)
• Sick days (minimum of 10 days)
• Paid holidays
• Opportunity to participate in a deferred compensation plan
• Ownership interest in TIH in the form of profits interest or capital interest