Citizens Bank - Austin, TX
posted 5 months ago
Citizens, Inc. is seeking a Senior Underwriter to join our team in Austin, TX. This full-time exempt position reports directly to the VP/Head of Underwriting. The ideal candidate will possess the ability to quickly assess situations, apply established underwriting guidelines, and collaborate effectively with others. The role requires a detail-oriented mindset and critical thinking skills, as well as the initiative to work consultatively with team members. The Senior Underwriter will be responsible for managing an average case load daily while ensuring timely turnaround times for underwriting decisions. In this position, you will analyze information on insurance applications to determine the risk of insuring clients. You will screen applications based on set criteria, evaluate recommendations from underwriting manuals, and make informed decisions on whether to offer insurance. Additionally, you will determine appropriate premiums and coverage amounts, and engage with agents and independent consultants to gather further information. The role also involves participation in educational seminars and local underwriting meetings to enhance professional development. As a Senior Underwriter, you will have the opportunity to mentor junior underwriters and New Business Specialists, fostering a culture of growth and leadership within the team. You will work closely with the VP/Head of Underwriting on application creation and revision, product development, and process improvement initiatives. Your analytical skills will be crucial in identifying technological opportunities and enhancing underwriting guidelines. This position is not just about making decisions; it's about contributing to a dynamic workplace culture that values innovation and collaboration.