Staff Auditor

About the position

First Carolina Bank (FCB) and its subsidiary, BM Technologies, Inc. (BMTX), are shaping the future of banking by combining regional banking expertise with cutting-edge digital financial solutions. With a strong presence across multiple states and a commitment to innovation, we serve businesses, individuals, and over 700 college and university campuses. Our mission is to deliver accessible, transparent, and forward-thinking financial services to empower our customers and communities. This role will be responsible for assisting and performing audits to review the adequacy of internal controls, efficiency, and effectiveness of operations, compliance with policies and regulations, risk management, and governance processes.

Responsibilities

• Participate in audit planning, including scoping and development of audit programs.
• Identify risks and test controls associated with financial integrity, operational effectiveness, compliance with rules and regulations, and systems and data integrity.
• Develop and execute specific testing procedures and document test results and conclusions reached for assigned audits.
• Document audit results and issues in accordance with corporate audit policies and procedures.
• Coordinate with Senior Auditor/SVP, Internal Audit to determine appropriate recommendations for management.
• Prepare documentation in adherence to internal audit professional standards, best practices, and Corporate Audit methodology.
• Complete audit assignments within established budgets and due dates.
• Assist SVP, Internal Audit in execution of the annual audit plan.
• Provide external audit support as needed.
• Keep current on relevant regulations and best practices pertaining to internal audit and the financial services industry.
• Implement best practices and procedures to improve the efficiency and effectiveness of the audit group such as data analytics, automation, and visualization.
• Build and maintain effective relationships with management and the audit team.
• Provide consistent quality service to all stakeholders involved in the internal audit process.
• Perform other duties as assigned.

Requirements

• 2+ years of audit experience in the banking or financial industry.
• Working knowledge of risk assessment, accounting, and auditing principles.
• Bachelor's Degree, preferably in accounting, finance, or business.
• Certification as a CPA, CIA, and/or CFE, or a candidate for such certification.
• Proficient in applying professional auditing principles and practices (Institute of Internal Auditor's International Professional Practice Framework).
• Working knowledge of financial accounting and reporting concept controls over financial reporting, accounting department operations and general ledger systems, especially within the financial institutions or financial services industries.
• Basic knowledge of internal control identification, evaluation, and testing concepts under Sarbanes-Oxley and COSO 2013.
• Ability to successfully manage multiple assignments simultaneously.
• Experience, ability, and willingness to work within a fast-paced and deadline-intensive environment.
• Excellent communication skills and the ability to build productive working relationships with constituents and co-workers.
• Ability to actively and skillfully conceptualize, apply, analyze and/or evaluate information generated by observation, experience, reflection, reasoning, or communication.
• Ability to formulate a sound decision using the available information.
• Proficient with Microsoft Suite and able to learn/ work with other applications that BM Technologies uses today.
• Ability to travel when needed.

Nice-to-haves

• Experience dealing with Regulatory agencies

Benefits

• Equal Opportunity Employer including Veterans/Disabilities