SVB - Associate Development Program East (March 2025 Cohort)

About the position

This hybrid role is part of the Associate Development Program (ADP) at First Citizens Bank, which is designed to provide entry-level associates with a comprehensive training and development experience. The program combines critical thinking on business and financial fundamentals with hands-on experience across various teams and markets. The first 4 to 5 months of the program focus on foundational skills, including understanding the unique business models of clients, which will enable associates to develop and deliver tailored solutions for both rapidly growing startups and established public companies. During the training, associates will be embedded within Silicon Valley Bank (SVB) business units, gaining practical experience in areas such as credit risk assessment, loan portfolio management, and client management. This immersive approach allows associates to collaborate with experienced team members, complete real work, and develop skills that will prepare them for additional responsibilities in their future roles. As part of the ADP community, associates will assist in managing client portfolios, which includes assessing and monitoring credit risk and providing financial credit analysis for a variety of innovative companies. The program emphasizes building lasting relationships with peers and includes significant one-on-one mentorship to help associates develop both financial and soft skills necessary for a successful career in finance. Candidates from diverse backgrounds are encouraged to apply, whether they are recent graduates or have some professional experience. The program is open to all majors, provided candidates have demonstrated interest and basic knowledge in finance through relevant coursework or internships. Upon successful completion of the program, associates will have the opportunity to explore various roles within the organization, leveraging the breadth of experiences and skills gained during their time in ADP.

Responsibilities

• Participate in a hands-on training curriculum focused on developing skills to support clients.
• Collaborate with business unit members to complete work and develop skills in credit risk assessment and loan portfolio management.
• Assist in managing client portfolios, including assessing and monitoring credit risk.
• Provide financial credit analysis for innovative companies across various sectors.
• Engage in case-study based exercises and live work with in-house facilitators.
• Build lasting relationships with peers and receive mentorship throughout the program.

Requirements

• Earned a bachelor's degree by the program start date (GPA of 3.0 or higher preferred).
• Received a passing grade for at least one finance, accounting, and/or economics college course.
• Demonstrated interest and basic knowledge in finance through relevant coursework or internships.
• Exhibit a strong baseline of professionalism and attention to detail.
• Ability to write well, speak powerfully, and explain complex situations with ease.
• Coachable and able to apply feedback effectively.
• Enjoy challenges and utilize critical thinking and decision-making skills.
• Team player who can lead, take ownership, and work independently.
• Willingness to relocate to one of the 30+ office locations upon successful completion of the program.

Nice-to-haves

• Experience in finance-related internships or part-time jobs.
• Strong analytical skills and ability to interpret financial data.

Benefits

• Comprehensive benefits program for full-time associates (20+ hours).
• Customized offerings designed to support families.
• Access to various financial services and support.