Mphasis - Jacksonville, FL
posted 4 months ago
The Underwriter position at Mphasis is a critical role within the organization, primarily focused on reviewing mortgage files submitted for underwriting. This position is essential to ensure that all mortgage applications are processed accurately and efficiently, adhering to the company's guidelines and standards. The Underwriter will be responsible for calculating income, analyzing debt and assets, and conducting thorough reviews of completed appraisals and titles. This role requires a strong sense of urgency and the ability to work collaboratively within a team environment, while also maintaining excellent organizational, communication, and computer skills. In this role, the Underwriter will utilize the client's loan operating system and automated underwriting systems to determine loan approvals and clear conditions for final approval. The Underwriter will also be tasked with identifying and resolving any red flags or alerts that may arise during the underwriting process. Additionally, the Underwriter will issue loan decisions, review conditions for compliance, and assist processors and loan officers in understanding underwriting decisions and conditions. This position is vital to the overall success of the mortgage processing team and requires a detail-oriented individual who can manage their time effectively in a fast-paced environment.