2025 Summer Intern - Underwriting & Portfolio Management (Irvine, CA)

Citizens Financial Group • Irvine, CA

344d • $30

About The Position

The Commercial Summer Internship Program is designed to give interns a look at Citizens Bank's culture and exposure into one of the many commercial banking business lines through project-based assignments, learning curriculum, networking, volunteer opportunities and formal mentorship. Responsibilities will vary based on the group you're assigned to and will leverage your unique skills and abilities. At the conclusion of the 10-week program, high-performing interns will be considered for a potential offer for direct employment into the General Restaurant/Retail Petroleum Team OR the Commercial Banker Development Program (CBDP), a 1-year rotational training and development program and start to your career in Commercial Banking. Note that the General Restaurant/Retail Petroleum team is in Irvine, CA and only candidates willing to work from this office location will be considered for the position.

Requirements

• Current students enrolled in an undergraduate bachelor's program, graduating between Winter 2025 - Spring 2026 OR current students enrolled in a graduate program, graduating between Winter 2025 - Spring 2026.
• Minimum GPA of 3.2; Preferred cumulative GPA of 3.5.
• Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered.
• Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required.
• Candidates must currently be a U.S. Resident to be eligible for this program.
• Please note that U.S. Immigration sponsorship or work visa is not available for intern / full time Analyst positions and candidates must have permanent authorization to work in the U.S.

Nice To Haves

• Successfully complete a video interview assessment within 7 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration.

Responsibilities

• Support Portfolio Managers (PM), Credit Analysts (CA), and Relationship Managers (RMs) in new or existing loan transaction underwriting, loan monitoring, and business development activities.
• Monitor for the receipt and accuracy of client reporting including financial statements, covenant compliance certificates, and collateral requirements.
• Assist in credit analysis, preparation of deal screening memos, new credit approval requests, loan closings, and annual reviews of existing client relationships.
• Learn and prepare financial models, written financial analysis, conduct industry research, and prepare written summaries of industry issues, risks, opportunities, and the competitive environment.
• Perform market analysis and assist in the development of commercial client prospect lists as needed.
• Participate in Team Meetings, Capital Markets calls and broader Commercial Banking calls.
• Participate in client meetings or conference calls.
• Network within the commercial bank and ask questions about specific roles.
• Complete other tasks and special projects as required.

Benefits

• Competitive pay of $30/hr as a starting rate.
• Comprehensive medical, dental and vision coverage.
• Retirement benefits.
• Maternity/paternity leave.
• Flexible work arrangements.
• Education reimbursement.
• Wellness programs.

What This Job Offers

• Career Level: Intern
• Industry: Management of Companies and Enterprises
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees