Account Officer / Credit Risk Analyst

$95,000 - $120,000/Yr

Bangkok Bank - New York, NY

Full-time - Mid Level

New York, NY

Credit Intermediation and Related Activities

About the position

The Account Officer / Credit Risk Analyst will work within the marketing and portfolio management team, managing a portfolio of accounts. This role involves preparing credit applications, conducting credit risk analysis, and performing annual reviews. The position requires strong analytical skills to prepare spreadsheets, financial projections, and analyze financial statements, while also being responsible for Know Your Customer (KYC) processes and portfolio management reporting.

Responsibilities

• Manage a portfolio of accounts.
• Prepare credit applications and conduct credit risk analysis.
• Perform annual reviews of accounts.
• Prepare spreadsheets and financial projections.
• Analyze financial statements including income statements, balance sheets, and cash-flow statements.
• Work independently and establish priorities to meet deadlines with limited supervision.
• Responsible for KYC processes and portfolio management reporting.

Requirements

• Undergraduate degree in a relevant subject (accounting or finance preferred but not required).
• Minimum 3-5 years of relevant work experience.
• Excellent knowledge of Microsoft Excel and Word.
• Good understanding of financial statements.
• Ability to work independently and establish priorities.
• Strong interpersonal and verbal/written communication skills.
• Exceptional attention to detail.
• Basic understanding of legal documents and credit agreements.

Nice-to-haves

• Bilingual in English and Thai is preferred but not required.

Benefits

• 401(k)
• Dental insurance
• Flexible schedule
• Health insurance
• Paid time off
• Vision insurance