GM Financial Group - Cincinnati, OH

posted about 1 month ago

Full-time - Entry Level
Hybrid - Cincinnati, OH
Professional, Scientific, and Technical Services

About the position

The ACF Sr Credit Analyst I role at AmeriCredit involves developing relationships with auto dealer partners, analyzing credit risks, and making informed decisions regarding the extension of credit to potential customers. This position is integral to the company's business development efforts, requiring collaboration with field sales teams and other departments to enhance business growth while ensuring credit quality and profitability.

Responsibilities

  • Analyze credit data to determine the degree of risk involved in extending credit
  • Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
  • Develop sufficient dealer relationships that ensure volume objectives and credit quality
  • Drive to capture automotive finance contracts that meet AmeriCredit profitability criteria for pricing and performance

Requirements

  • High School Diploma or equivalent required
  • 2-3 years of underwriting/sales in the automotive industry preferred
  • Knowledge of sales, credit, and funding processes in consumer finance
  • Fearless negotiation and sales skills necessary to develop and maintain productive dealer relationships
  • Effective communication skills including verbal, written, and presentation
  • Innovative thinker with strong ability for strategic vision

Benefits

  • 401K matching
  • Bonding leave for new parents (12 weeks, 100% paid)
  • Tuition assistance
  • Training
  • GM employee auto discount
  • Community service pay
  • Nine company holidays
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