ACF Sr Credit Analyst I - Zone A

GM Financial Group • Cincinnati, OH

428d • Hybrid

About The Position

The ACF Sr Credit Analyst I role at AmeriCredit involves developing relationships with auto dealer partners, analyzing credit risks, and making informed decisions regarding the extension of credit to potential customers. This position is integral to the company's business development efforts, requiring collaboration with field sales teams and other departments to enhance business growth while ensuring credit quality and profitability.

Requirements

• High School Diploma or equivalent required
• 2-3 years of underwriting/sales in the automotive industry preferred
• Knowledge of sales, credit, and funding processes in consumer finance
• Fearless negotiation and sales skills necessary to develop and maintain productive dealer relationships
• Effective communication skills including verbal, written, and presentation
• Innovative thinker with strong ability for strategic vision

Responsibilities

• Analyze credit data to determine the degree of risk involved in extending credit
• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
• Develop sufficient dealer relationships that ensure volume objectives and credit quality
• Drive to capture automotive finance contracts that meet AmeriCredit profitability criteria for pricing and performance

Benefits

• 401K matching
• Bonding leave for new parents (12 weeks, 100% paid)
• Tuition assistance
• Training
• GM employee auto discount
• Community service pay
• Nine company holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Professional, Scientific, and Technical Services
• Education Level: High school or GED