Actuarial Analyst I (Mid-Level)

$99,160 - $189,530/Yr

USAA - Phoenix, AZ

posted 4 months ago

Full-time - Mid Level
Remote - Phoenix, AZ
Credit Intermediation and Related Activities

About the position

As a dedicated Actuarial Analyst I on the Property Pricing Modernization team at USAA, you will play a crucial role in coordinating, preparing, and performing actuarial analyses that are essential for developing new products, projecting future results, repricing existing products, and determining financial strength. This position requires you to work under minimal supervision, handling moderately complex to complex work assignments and problem resolution. You will apply your proficient knowledge of the business, its products, and processes to ensure that the actuarial analyses meet the company's standards and objectives. In this role, you will utilize actuarial modeling software for pricing, valuation, and risk management. Your responsibilities will include entering data and tables, running models, and generating reports. You may also be tasked with making adjustments and improvements to models when appropriate. Maintaining the proper price level, price structure, data availability, and other requirements is critical to achieving profitability and competitive goals. You will identify critical experience areas to monitor and suggest timely remedies to correct or prevent unfavorable trends, as well as identify sources of gain and loss by product and assumption. Additionally, you will test pricing assumptions and the appropriate premiums, interest margins, reserves, and cash values for new products. Resolving issues and navigating obstacles to deliver work products will be a key part of your responsibilities. You will also serve as a resource to less experienced team members on escalated issues of a routine nature, ensuring adherence to the USAA Actuarial Program Guidelines and the Actuarial Cross Train Program Guidelines. It is essential to ensure that risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Responsibilities

  • Coordinate, prepare, and perform actuarial analyses required to develop new products and project future results.
  • Reprice existing products and determine financial strength under minimal supervision.
  • Utilize actuarial modeling software for pricing, valuation, and risk management.
  • Enter data and tables, run models, and generate reports.
  • Make adjustments and improvements to models when appropriate.
  • Maintain proper price level, price structure, data availability, and other requirements to achieve profitability and competitive goals.
  • Identify critical experience areas to monitor and suggest timely remedies to correct or prevent unfavorable trends.
  • Identify sources of gain and loss by product and assumption.
  • Test pricing assumptions and appropriate premiums, interest margins, reserves, and cash values for new products.
  • Resolve issues and navigate obstacles to deliver work product.
  • Serve as a resource to less experienced team members on escalated issues of a routine nature.
  • Adhere to the USAA Actuarial Program Guidelines and the Actuarial Cross Train Program Guidelines.
  • Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled.

Requirements

  • Bachelor's Degree OR 4 additional years of Actuarial/business/analytical experience beyond the minimum required (for a total of 8 years) may be substituted in lieu of a Degree.
  • 4 years of Actuarial/business/analytical experience in addition to CAS (Casualty Actuarial Society) exams: 1, 2, 3F, MA S-I, and MA S-II + all VEEs completed.

Nice-to-haves

  • Personal Lines pricing experience
  • Prior work experience with Python and/or SQL
  • US military experience through military service or a military spouse/domestic partner

Benefits

  • Comprehensive medical, dental and vision plans
  • 401(k)
  • Pension
  • Life insurance
  • Parental benefits
  • Adoption assistance
  • Paid time off program with paid holidays plus 16 paid volunteer hours
  • Various wellness programs
  • Career path planning and continuing education assistance
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