Ag/Commercial Loan Officer

Bank Iowa - Shenandoah, IA

Full-time - Mid Level

Shenandoah, IA

Credit Intermediation and Related Activities

About the position

As an Ag/Commercial Loan Officer at Bank Iowa, you will be a specialist in generating quality Ag and Commercial loans as well as building full relationships with clients that include referrals for other Bank products and services in our Southwest Iowa Region. This role plays a pivotal part in growing and maintaining the bank's portfolio and will make efforts to be a part of and improve the community in which you reside. You will manage an agriculture and commercial loan portfolio, building and maintaining strong relationships with ag and commercial clients, fostering business growth and client retention within the Southwest Iowa Region. Your responsibilities will include overseeing ag and commercial lending activities including loan origination, underwriting, and portfolio management. You will manage an ag and commercial loan portfolio with a total outstanding balance of $25+ million and manage 25-50 client relationships. In this role, you will meet with clients to obtain information for loan applications and to answer questions about the process. You will work with clients to identify their financial goals and to find ways of reaching those goals. Additionally, you will develop relationships with various community and professional organizations to further enhance the bank's image and develop additional business or promote additional bank services. You will also approve loans within specified limits and refer loan applications outside those limits to management for approval. This is a full-time position with typical work hours and days being Monday through Friday from 8:00 AM to 5:00 PM.

Responsibilities

• Manage an agriculture and commercial loan portfolio.
• Build and maintain strong relationships with ag and commercial clients.
• Oversee ag and commercial lending activities including loan origination, underwriting, and portfolio management.
• Manage an ag and commercial loan portfolio with a total outstanding balance of $25+ million and manage 25-50 client relationships.
• Meet with clients to obtain information for loan applications and answer questions about the process.
• Work with clients to identify their financial goals and find ways of reaching those goals.
• Develop relationships with various community and professional organizations to enhance the bank's image and develop additional business or promote additional bank services.
• Approve loans within specified limits and refer loan applications outside those limits to management for approval.

Requirements

• Bachelor's degree in Ag Business, Finance, Economics, or related field with relevant work experience.
• Strong Agriculture background preferred.
• Minimum of 7+ years lending and banking experience as an Ag & Commercial Lender.
• Leadership experience as well as banking experience, credit analysis or underwriting experience, and/or proven sales experience.

Nice-to-haves

• Experience in community involvement and volunteer work.
• Familiarity with local agricultural markets and businesses.

Benefits

• Competitive financial package including bonus opportunities and generous 401k match.
• Health, dental, and vision insurance.
• Wellness program designed to help drive down premiums.
• Generous PTO bank and 11 paid observed holidays.
• 100% paid parental leave and opportunity for sabbatical leave.
• Generous bereavement leave and employee assistance program.
• Tuition reimbursement program for formal education programs.
• Paid volunteer time off (VTO) for community service.
• Recognition programs for team members who exemplify company values.