Unclassified - Gothenburg, NE

posted 5 months ago

Full-time
Gothenburg, NE

About the position

The AG Loan Officer position is a vital role within the agricultural lending sector, focusing on assisting farmers and rural citizens in securing the necessary funds for their operations, property purchases, and other financial needs. The ideal candidate will engage directly with farmers and business owners, fostering strong relationships to understand their unique financial situations and lending requirements. This role demands a comprehensive knowledge of the agricultural industry, including current market trends, regulations, and lending practices. The successful candidate will be family-oriented, passionate about the agricultural sector, and dedicated to helping clients navigate their financial challenges. In this position, the AG Loan Officer will actively seek out lending relationships with existing customers while also reaching out to prospective borrowers. They will be responsible for explaining various loan types, credit options, and terms to clients, ensuring that they are well-informed about their choices. A critical aspect of the role involves developing and analyzing credit information to provide tailored financial solutions that address the specific needs of each customer. The officer will combine their agricultural and business knowledge with a deep understanding of each client's financial position to propose innovative alternatives that can help solve ongoing challenges in their farming operations. Additionally, the AG Loan Officer will manage and grow existing loan portfolios, participate in community and industry events to enhance visibility and relationships, and prepare credit analyses on assigned portfolios, either directly or in collaboration with a credit analyst. This position offers an excellent compensation and benefits package, reflecting the bank's commitment to employee retention and satisfaction, as evidenced by its strong tenure background in the area.

Responsibilities

  • Seek lending relationships with existing customers
  • Actively call on prospective borrowers
  • Explain different types of available loans and credit options and terms to customers
  • Develop and analyze all types of credit information
  • Combine agricultural and business knowledge with an in-depth understanding of each customer's current financial position in order to provide innovative and workable alternatives to solve problems the customer faces in their ongoing farming operations
  • Manage and grow existing loan portfolios
  • Participate in community and industry events
  • Prepare credit analysis on assigned portfolio directly or through the use of a credit analyst

Requirements

  • 3-5+ years of Ag lending experience preferred
  • Credit and underwriting experience is a plus
  • Degree in agricultural business, business, accounting or finance preferred
  • A general understanding of agriculture is very valuable and desired
  • Strong Communication Skills
  • Works well independently and as part of a team

Benefits

  • Excellent compensation package
  • Bonus incentive program
  • Strong employee retention and tenure background
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