Unclassified - Brady, NE

posted 5 months ago

Full-time
Brady, NE

About the position

The AG Loan Officer position is focused on assisting farmers and rural citizens in obtaining the necessary funds to support their agricultural operations, purchase property, and more. This role requires a proactive approach to building relationships with farmers and business owners through face-to-face meetings. The ideal candidate will possess a strong understanding of the agricultural industry, the local market, and the relevant rules and regulations that govern agricultural lending. The company seeks a family-oriented individual who is passionate about the agricultural industry and dedicated to helping others succeed in their farming endeavors. In this role, the AG Loan Officer will be responsible for seeking lending relationships with existing customers while actively reaching out to prospective borrowers. They will explain the various types of loans and credit options available, ensuring that customers understand the terms and conditions. The officer will also develop and analyze credit information, combining their agricultural and business knowledge with a deep understanding of each customer's financial position to provide innovative solutions to the challenges faced in ongoing farming operations. Additionally, the AG Loan Officer will manage and grow existing loan portfolios, participate in community and industry events, and prepare credit analyses on assigned portfolios, either directly or with the assistance of a credit analyst. This position offers an excellent compensation and benefits package, reflecting the bank's commitment to employee retention and satisfaction, as evidenced by its strong tenure background in the area.

Responsibilities

  • Seek lending relationships with existing customers
  • Actively call on prospective borrowers
  • Explain different types of available loans and credit options and terms to customers
  • Develop and analyze all types of credit information
  • Combine agricultural and business knowledge with an in-depth understanding of each customer's current financial position in order to provide innovative and workable alternatives to solve problems the customer faces in their ongoing farming operations
  • Manage and grow existing loan portfolios
  • Participate in community and industry events
  • Prepare credit analysis on assigned portfolio directly or through the use of a credit analyst

Requirements

  • 3-5+ years of Ag lending experience preferred
  • Credit and underwriting experience is a plus
  • Degree in agricultural business, business, accounting or finance preferred
  • A general understanding of agriculture is very valuable and desired
  • Strong Communication Skills
  • Works well independently and as part of a team

Benefits

  • Excellent compensation package
  • Bonus incentive program
  • Strong employee retention and tenure background
© 2024 Teal Labs, Inc
Privacy PolicyTerms of Service