Unclassified - Elwood, NE

posted 5 months ago

Full-time
Elwood, NE

About the position

The AG Loan Officer position is a vital role within the agricultural finance sector, focusing on assisting farmers and rural citizens in securing the necessary funds for their operations, property purchases, and other financial needs. The ideal candidate will engage directly with farmers and business owners, fostering strong relationships to understand their unique financial situations and requirements. This role demands a comprehensive knowledge of the agricultural industry, including current market trends, regulations, and lending practices. The successful candidate will be family-oriented, passionate about the agricultural sector, and dedicated to helping clients navigate their financial challenges. In this position, the AG Loan Officer will actively seek out lending relationships with existing customers while also reaching out to prospective borrowers. They will be responsible for explaining various loan types, credit options, and terms to clients, ensuring that they are well-informed about their choices. The officer will develop and analyze credit information, combining their agricultural and business knowledge with a deep understanding of each customer's financial position. This approach will enable them to provide innovative solutions tailored to the specific challenges faced by clients in their farming operations. Additionally, the AG Loan Officer will manage and grow existing loan portfolios, participate in community and industry events, and prepare credit analyses for their assigned portfolio, either directly or with the assistance of a credit analyst. This role is not only about lending but also about building a network within the agricultural community and contributing to the overall growth and sustainability of the sector.

Responsibilities

  • Seek lending relationships with existing customers
  • Actively call on prospective borrowers
  • Explain different types of available loans and credit options and terms to customers
  • Develop and analyze all types of credit information
  • Combine agricultural and business knowledge with an in-depth understanding of each customer's current financial position in order to provide innovative and workable alternatives to solve problems the customer faces in their ongoing farming operations
  • Manage and grow existing loan portfolios
  • Participate in community and industry events
  • Prepare credit analysis on assigned portfolio directly or through the use of a credit analyst

Requirements

  • 3-5+ years of Ag lending experience preferred
  • Credit and underwriting experience is a plus
  • Degree in agricultural business, business, accounting or finance preferred
  • A general understanding of agriculture is very valuable and desired
  • Strong Communication Skills
  • Works well independently and as part of a team

Benefits

  • Excellent compensation and benefits package
  • Competitive salary
  • Bonus incentive program
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