Unclassified - Cambridge, NE

posted 5 months ago

Full-time
Cambridge, NE

About the position

The AG Loan Officer position is a vital role within the agricultural finance sector, focusing on assisting farmers and rural citizens in securing the necessary funds for their operations, property purchases, and other financial needs. The ideal candidate will engage directly with farmers and business owners, fostering strong relationships to understand their unique financial situations and requirements. This role demands a comprehensive knowledge of the agricultural industry, including current market trends, regulations, and lending practices. The successful candidate will be family-oriented, passionate about the agricultural sector, and dedicated to helping clients navigate their financial challenges effectively. In this position, the AG Loan Officer will be responsible for seeking out lending relationships with existing customers while actively pursuing new prospective borrowers. They will explain various loan types and credit options available to customers, ensuring that clients are well-informed about the terms and conditions. A significant part of the role involves developing and analyzing credit information, combining agricultural and business knowledge with an understanding of each customer's financial position to provide innovative solutions tailored to their needs. The officer will also manage and grow existing loan portfolios, participate in community and industry events, and prepare credit analyses on assigned portfolios either directly or through collaboration with a credit analyst.

Responsibilities

  • Seek lending relationships with existing customers
  • Actively call on prospective borrowers
  • Explain different types of available loans and credit options and terms to customers
  • Develop and analyze all types of credit information
  • Combine agricultural and business knowledge with an in-depth understanding of each customer's current financial position in order to provide innovative and workable alternatives to solve problems the customer faces in their ongoing farming operations
  • Manage and grow existing loan portfolios
  • Participate in community and industry events
  • Prepare credit analysis on assigned portfolio directly or through the use of a credit analyst

Requirements

  • 3-5+ years of Ag lending experience preferred
  • Credit and underwriting experience is a plus
  • Degree in agricultural business, business, accounting or finance preferred
  • A general understanding of agriculture is very valuable and desired
  • Strong Communication Skills
  • Works well independently and as part of a team

Benefits

  • Excellent compensation and benefits package
  • Competitive salary
  • Bonus incentive program
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