Agricultural Loan Officer

$250,000 - $250,000/Yr

Adams - Fort Morgan, CO

Full-time - Entry Level

Fort Morgan, CO

Insurance Carriers and Related Activities

About the position

The Agricultural Loan Officer position at our client’s community bank in Fort Morgan, CO, is an exciting opportunity for individuals passionate about agriculture and finance. This role is designed for both recent college graduates with an agricultural background and seasoned loan officers looking to further their careers. The successful candidate will manage a portfolio that could be valued up to $20 million, primarily consisting of agricultural loans, with a small portion of commercial loans. The portfolio is noted for its quality, with 90% of the loans being agricultural in nature, covering various sectors such as cow/calf operations, feeder cattle, and both dryland and irrigated crops. Typical loan amounts range from $250,000 to $1.25 million, providing a diverse range of lending opportunities. In this role, the Agricultural Loan Officer will be responsible for developing and maintaining relationships with clients, assessing their financial needs, and providing tailored loan solutions. The position offers a clear career path, with the potential to advance to the role of Branch President, making it an ideal opportunity for ambitious individuals looking to grow within the banking sector. The bank values community involvement and aims to support local agricultural businesses, making this position integral to the bank's mission and success.

Responsibilities

• Manage a portfolio of agricultural loans valued up to $20 million.
• Develop and maintain relationships with clients in the agricultural sector.
• Assess clients' financial needs and provide tailored loan solutions.
• Evaluate loan applications and make recommendations for approval.
• Monitor the performance of loans and ensure compliance with bank policies.
• Work closely with clients to understand their business operations and financial goals.

Requirements

• Bachelor's degree in agriculture, finance, or a related field.
• Experience in agricultural lending or a strong understanding of the agricultural industry.
• Strong analytical skills to assess financial information and loan applications.
• Excellent communication and interpersonal skills to build relationships with clients.
• Ability to work independently and manage a portfolio effectively.

Nice-to-haves

• Previous experience as a loan officer in a community bank or agricultural lending institution.
• Familiarity with local agricultural markets and trends.
• Strong networking skills within the agricultural community.

Benefits

• Competitive salary based on experience.
• Opportunities for career advancement within the bank.
• Supportive work environment focused on community involvement.