Agricultural Portfolio Manager

River City Bank - Sacramento, CA

Full-time - Mid Level

Sacramento, CA

101-250 employees

Credit Intermediation and Related Activities

About the position

River City Bank is seeking a dedicated and detail-oriented Financial Analyst to join our dynamic team. In this role, you will be responsible for analyzing financial data, preparing reports, and providing insights that will help guide our strategic decision-making. You will work closely with various departments to ensure that financial practices align with the bank's goals and regulatory requirements. Your analytical skills will be crucial in identifying trends, forecasting future financial performance, and supporting the development of budgets and financial plans. As a Financial Analyst, you will be expected to conduct thorough financial analysis, including variance analysis, profitability analysis, and cost analysis. You will also be responsible for preparing monthly and quarterly financial reports for management, highlighting key performance indicators and providing actionable recommendations. Your ability to communicate complex financial information in a clear and concise manner will be essential in this role. In addition to your analytical responsibilities, you will collaborate with cross-functional teams to support various projects and initiatives. This may include conducting market research, analyzing competitive positioning, and assisting in the development of new financial products. You will also play a key role in ensuring compliance with financial regulations and internal policies, contributing to the overall integrity of the bank's financial operations.

Responsibilities

• Analyze financial data and prepare reports to support decision-making.
• Conduct variance, profitability, and cost analysis.
• Prepare monthly and quarterly financial reports for management.
• Communicate financial information clearly to stakeholders.
• Collaborate with cross-functional teams on various projects.
• Conduct market research and analyze competitive positioning.
• Assist in the development of new financial products.
• Ensure compliance with financial regulations and internal policies.

Requirements

• Bachelor's degree in Finance, Accounting, or a related field.
• 2+ years of experience in financial analysis or a similar role.
• Strong analytical and problem-solving skills.
• Proficiency in financial modeling and forecasting techniques.
• Excellent communication and presentation skills.
• Ability to work collaboratively in a team environment.
• Strong attention to detail and accuracy.

Nice-to-haves

• Master's degree in Finance or Business Administration.
• Experience in the banking or financial services industry.
• Familiarity with financial regulations and compliance standards.
• Advanced proficiency in Excel and financial software.

Benefits

• Health insurance coverage.
• 401(k) retirement savings plan with company matching.
• Paid time off and holidays.
• Professional development opportunities.
• Flexible work schedule options.