About the position
At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. As a dedicated AML Business Advisor I, you will be part of the Operations Enablement team within the First Line Bank AML Organization. In this role, you will design, execute, and sustain formal performance management practices (Management Systems) across a matrix organization. You will facilitate training and support the integration of performance management concepts, skills, and templates. Your responsibilities will include monitoring adherence and progress, communicating, and providing targeted support as needed to drive sustainment. You will research, plan, develop, implement, gather requirements, and create procedures and processes in support of AML/KYC initiatives to ensure compliance, product competitiveness, profitable growth, and adherence to USAA's commitment to being World Class. This involves consulting with colleagues and partners in operational and risk functions when facilitating the development of business rules, requirements, and artifacts. You will also develop test strategies and criteria, assist with test execution, and defect resolution, while coordinating with appropriate stakeholders and program/project sponsors to help ensure successful product and initiative implementation. Maintaining and demonstrating an understanding of primary regulations commonly applicable to regulated financial institutions in the U.S. (e.g., anti-money laundering, anti-bribery and corruption, fair lending, and sales practices rules) is crucial. You will ensure that risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
Responsibilities
- Research, plan, develop, implement, gather requirements, and create procedures and processes in support of AML/KYC initiatives.
- Consult with colleagues and partners in operational and risk functions to facilitate the development of business rules, requirements, and artifacts.
- Develop test strategies and criteria, assist with test execution, and defect resolution.
- Coordinate with appropriate stakeholders and program/project sponsors to ensure successful product and initiative implementation.
- Maintain understanding of primary regulations applicable to regulated financial institutions in the U.S.
- Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled.
Requirements
- Bachelor's Degree OR 4 years of related experience may be substituted in lieu of degree.
- 4 years of experience with credit cards and/or deposits and/or directly related experience.
- Proficient knowledge of relevant industry technology applications such as Credit Cards/ Deposit processing systems, process mapping tools, RCSA tools, etc.
- Experience creating and implementing processes and procedures to enhance and sustain compliance adherence.
- Experience in building solutions in an agile environment.
- Experience in conducting research to identify root cause, system issues, process gaps and opportunities.
- Knowledge of disciplined execution and/or risk management practices.
- Experience in supporting business processes in a highly regulated and compliant environment.
- Experience supporting change in a matrixed organization.
- Knowledge in U.S. Bank Secrecy Act, PATRIOT Act, Anti-Money Laundering Regulations, OFAC/Economic Sanctions Regulations and/or similar regulatory policies.
- Proficient knowledge of Microsoft Office tools.
Nice-to-haves
- Strength in agility and adaptability, learning new skills and/or managing multiple tasks simultaneously.
- Proficient (oral and written) communication and presentation skills with business partners.
- Experience collaborating, influencing, and driving engagement across stakeholders with competing interests.
- Experience supporting the implementation and sustainment of change across a matrix organization.
- US military experience through military service or a military spouse/domestic partner.
Benefits
- Comprehensive medical, dental and vision plans
- 401(k)
- Pension
- Life insurance
- Parental benefits
- Adoption assistance
- Paid time off program with paid holidays plus 16 paid volunteer hours
- Various wellness programs
- Career path planning and continuing education assistance.
