Ally Financial - Fort Washington, PA

posted 3 months ago

Full-time - Entry Level
Onsite - Fort Washington, PA
Credit Intermediation and Related Activities

About the position

The Bank Fraud Investigator at Ally Financial plays a crucial role in safeguarding the integrity of Ally Bank by investigating and deterring fraudulent activities. This position requires a keen analytical mind capable of conducting thorough research and employing various investigative techniques to identify and resolve complex fraud cases. The investigator will be responsible for performing detailed reviews, including link analysis, to detect potential fraudulent activities on both new and existing deposit accounts. This role demands a proactive approach to initiating investigations, where the investigator will handle all aspects of the inquiry, ensuring that issues are resolved through meticulous analysis and research. In addition to conducting investigations, the Bank Fraud Investigator must maintain a current understanding of investigative fraud techniques, privacy laws, and bank regulations. This knowledge is essential for ensuring compliance with established standards and regulatory policies set forth by the Financial Services Industry (FSI) and the Compliance and Legal departments. The ideal candidate will be a high-level problem solver, capable of working independently on various bank fraud projects and presenting findings and solutions to loss prevention leadership. This position is not only about identifying fraud but also about contributing to the overall security and trustworthiness of Ally Bank's operations. Ally Financial emphasizes the importance of work-life balance, diversity, and inclusion, and is committed to the professional growth of its employees. The company offers a supportive environment where employees are encouraged to develop their skills and advance their careers. The Bank Fraud Investigator will be part of a team that values collaboration and innovation, working towards the common goal of protecting the bank and its customers from fraudulent activities.

Responsibilities

  • Perform detailed reviews and link analysis to identify potential fraudulent activities on Ally Bank deposit accounts.
  • Initiate and manage investigations, handling all aspects including analysis and research to resolve issues.
  • Maintain knowledge of investigative fraud techniques, privacy laws, and bank regulations.
  • Ensure compliance with established standards and regulatory policies set by FSI and the Compliance and Legal departments.

Requirements

  • 1+ years of experience in bank fraud investigation.
  • Knowledge of SAR filing and/or SAR process is recommended.
  • Experience in deposit operations is highly preferred.
  • Experience investigating ACH, Wires, and/or Elder Abuse fraud is preferred.
  • High level of critical thinking is highly recommended.

Benefits

  • 11 paid holidays
  • 20 paid time off days
  • 8 hours of volunteer time off yearly
  • 401K retirement savings plan with matching and company contributions
  • Student loan pay downs and 529 educational savings assistance programs
  • Tuition reimbursement
  • Employee stock purchase plan
  • Flexible health and insurance options including medical, dental, and vision
  • Life insurance for employee, spouse, and child
  • Short- and long-term disability insurance
  • Pre-tax Health Savings Account with employer contributions
  • Healthcare FSA
  • Critical illness, accident & hospital indemnity insurance
  • Total well-being program for physical, social, emotional, and financial health
  • Adoption, surrogacy, and fertility assistance
  • Paid parental and caregiver leave
  • Dependent Day Care FSA
  • Childcare discounts
  • Mentally Fit Employee Assistance Program
  • Subsidized and discounted Weight Watchers program
  • Other potential compensations such as travel allowances, relocation assistance, signing bonus, and/or equity.
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