Truist Financial - Atlanta, GA
posted 5 months ago
The Commercial Corporate Finance Credit Delivery group at Truist is responsible for structuring, underwriting, and closing leveraged debt transactions for clients and private equity firms within the Commercial Banking sector. This role is pivotal in driving and directing the processes necessary to secure Truist's credit commitment approvals. The group also includes a Specialized Cash Flow team that focuses on regional credits and participations, ensuring comprehensive support for day-to-day portfolio management. This includes responsibilities such as financial statement analysis, monitoring financial trends, conducting annual client reviews, and performing covenant compliance analysis, as well as risk rating and underwriting exceptions analysis. In this position, the analyst will report to one of the Group Team Leads and will support senior teammates and deal teams in developing complex financial models and providing analytical support. This includes analyzing financial statements and projections, participating in credit underwriting, structuring, and preparing presentations. The analyst will be expected to create and utilize various analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, and valuation analysis, to assess historical and projected cash flows. Additionally, the analyst will perform research and analysis on companies, industries, and transactions to support client activities and risk mitigation strategies. The role requires close collaboration with teammates to ensure timely and high-quality annual client reviews, renewals, and amendments. Analysts may be responsible for completing entire annual reviews for assigned clients, maintaining active ownership of quarterly financials, and managing risk ratings within their portfolio and across the team as needed.