Truist Financial - Birmingham, AL

posted 3 months ago

Part-time,Full-time - Mid Level
Birmingham, AL
Credit Intermediation and Related Activities

About the position

The Asset Manager position at Grandbridge Real Estate Capital involves performing and supervising loan administration duties for commercial mortgage loans, with a focus on collateral that typically includes income-producing real estate. The role requires supporting the processing of borrower requests and enforcing loan agreements. The Asset Manager will be responsible for producing analyses of operating statements and financial statements of commercial properties, identifying variances, and ensuring compliance with lender requirements. This includes reviewing and approving operating statement analyses and property inspection reports, as well as underwriting and making recommendations regarding borrower requests such as loan modifications and collateral releases. In addition to these responsibilities, the Asset Manager will analyze and process borrower requests for fund releases from reserve accounts, manage proceeds from insurance loss claims, and interface with property managers and borrowers regarding delinquent loan payments. The role also involves maintaining the company's loan servicing system database, identifying borrower breaches of loan document requirements, and mentoring Asset Analysts. The Asset Manager will participate in the loan risk grading process and assist management in implementing process improvements and ensuring regulatory compliance. The position requires a strong understanding of loan accounting concepts, the ability to produce accurate work consistently, and effective communication skills. The Asset Manager will also need to travel occasionally for property inspections and meetings. This role is essential in ensuring the financial health of the company's commercial mortgage portfolio and requires a proactive approach to managing assets and borrower relationships.

Responsibilities

  • Produce analyses of operating statements and financial statements for commercial properties.
  • Review and approve operating statement analyses and property inspection reports.
  • Underwrite and make recommendations regarding borrower requests such as loan modifications and collateral releases.
  • Process borrower requests for fund releases from reserve accounts.
  • Manage proceeds from complex insurance loss claims and prepare recommendations for disposition.
  • Interface with property managers and borrowers regarding delinquent loan payments.
  • Maintain the company's loan servicing system database accurately and timely.
  • Identify and report borrower breaches of loan document requirements.
  • Mentor and train Asset Analysts in their duties.
  • Participate in the loan risk grading process and present recommendations to management.
  • Assist management in implementing process improvement measures and ensuring compliance.

Requirements

  • Bachelor's degree or equivalent education and related training.
  • Five years of experience with commercial real estate, with at least three years in finance.
  • Good written and verbal communication skills.
  • Ability to travel occasionally overnight.
  • Strong working knowledge of loan accounting concepts, including interest accrual methodologies and amortization.
  • Ability to read and comprehend commercial real estate loan documents.
  • Intermediate-level skills with Microsoft Excel and Word.
  • Basic-level skills with Adobe Acrobat.

Nice-to-haves

  • Master of Business Administration from an accredited college or university.
  • Experience with commercial property management.
  • Superior knowledge of commercial lending programs of Life Insurance Company lenders, Fannie Mae, Freddie Mac, and CMBS conduits.
  • Experience in commercial mortgage loan underwriting.
  • Certification in commercial property inspections by the MBA or GSEs.
  • Strong knowledge of the commercial building construction process and construction lending.
  • Good knowledge of real estate law concepts.

Benefits

  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Disability insurance
  • Accidental death and dismemberment insurance
  • Tax-preferred savings accounts
  • 401k plan
  • Vacation days (minimum of 10 days)
  • Sick days (minimum of 10 days)
  • Paid holidays
  • Defined benefit pension plan (depending on position)
  • Restricted stock units (depending on position)
  • Deferred compensation plan (depending on position)
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