Associate Director, Retail Risk Analytics

About the position

The individual will manage engagements of both Credit Risk Scorecards and associated Credit Risk Strategies for all Retail and SME portfolios of Standard Chartered Bank. The role requires a hands-on approach at all times, with responsibilities including understanding Standard Chartered Group requirements, developing statistically derived predictive models, performing decision tree-based customer segmentation and profiling analyses, assisting in the business implementation of sophisticated risk models, and providing analytic support to Standard Chartered Businesses globally. The individual is expected to drive timely delivery with assigned resources while ensuring compliance with applicable standards, legislation, and policies.

Responsibilities

• Lead 1-2 engagements at any given time
• Develop statistically derived predictive models
• Perform decision tree-based customer segmentation and profiling analyses
• Assist in the business implementation of sophisticated risk models
• Provide analytic support to Standard Chartered Businesses globally
• Set and monitor objectives for team members and provide feedback
• Manage risk and adhere to governance
• Display exemplary conduct and live by the Group's Values and Code of Conduct
• Identify, escalate, mitigate and resolve risk, conduct and compliance matters

Requirements

• Bachelors / Advanced (Masters or higher) degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering, MBA or other quantitative discipline
• At least 4 years of total experience in a retail banking / small business lending analytical function
• Hands-on experience of 4 - 6 years in statistical modeling, mining data and understanding data patterns
• Past exposure to statistical programming skills in SAS (preferred) or similar tools
• Experience in directly interacting with Business and exposure to international markets

Nice-to-haves

• Experience in leading engagements
• Ability to explain modeling outputs and inferences to Senior Stakeholders in a non-technical manner
• Analytical / Strategic / Conceptual thinking
• Attention to detail
• Problem solving skills
• Highly motivated, organized and methodical

Benefits

• Core bank funding for retirement savings
• Medical and life insurance
• Flexible and voluntary benefits available in some locations
• Time-off including annual leave, parental/maternity leave (20 weeks), sabbatical (12 months maximum), and volunteering leave (3 days)
• Minimum global standards for annual and public holiday combined to 30 days minimum
• Flexible working options based around home and office locations
• Proactive wellbeing support through Unmind
• Continuous learning culture with opportunities to reskill and upskill
• Inclusive and values-driven organization