Citigroup - San Antonio, TX

posted 4 months ago

Full-time - Entry Level
San Antonio, TX
Credit Intermediation and Related Activities

About the position

The Assoc Fraud Ops Analyst is an entry-level position that plays a crucial role in assisting the Fraud Operations team to minimize the impact of fraud incidents and prevent losses. The primary objective of this role is to support the management of fraud losses by ensuring that analysts make informed decisions based on a risk/reward balance methodology. This position requires a keen understanding of fraud risk policies and controls, and the ability to apply these effectively in various scenarios. In this role, the analyst will follow established investigative standards for conducting analytical assessments and will be responsible for case and referral assignments based on their complexity. The analyst will complete end-to-end internal investigative reports and provide tactical analysis through effective referral management, linking events, and ensuring data quality management. Identifying process gaps and contributing to the understanding of systemic and technical root causes will also be key responsibilities. The analyst will administrate fraud referrals from various Citi businesses, external financial institutions, and law enforcement agencies, identifying, building, linking, and escalating cases to management for review and assignment. Gathering data, conducting research, and providing analysis from a variety of internal and external sources will be essential to identify and support investigations, as well as to determine fraud trend activity, schemes, and organized rings. The analyst will also produce reports and provide analysis for more complex cases, either independently or as part of a team, while supporting other Retail Bank Fraud Operations or businesses requiring assistance.

Responsibilities

  • Follow investigative standards for analytical assessments.
  • Case/referral assignment based on level.
  • Complete end to end internal investigative reports.
  • Provide tactical analysis through referral management, linking events and data quality management.
  • Identify any process gaps, contributing systemic and technical root causes.
  • Administrate fraud referrals from various Citi businesses, external financial institutions, and Law Enforcement agencies; identifying, building, linking and escalating cases to management for review and/or assignment.
  • Gather data, conduct research and provide analysis of information and data from a variety of sources, both internal and external to the business, to identify, support investigations and determine fraud trend activity, schemes and organized rings.
  • Produce reports and provide analysis for more complex cases either as an individual or as part of a team.
  • Support other Retail Bank Fraud Operations or businesses requiring assistance.

Requirements

  • Previous US Intelligence, military, law enforcement, law firm or government service background.
  • 3 year fraud analytical experience.
  • Understanding of processes and procedures to include the collection, examination, and analysis of data.
  • Demonstrated writing and communication skills.
  • Experience in data analysis and interpretation.
  • Knowledge of financial products, frauds and trends.
  • Experience working in an in-house investigations team.
  • Proficiency in Microsoft Office products - Word, Excel, Outlook, PowerPoint, & SharePoint for compiling written reports and spreadsheets on an investigation.

Nice-to-haves

  • Expresses ideas or facts in a clear, concise and open manner.
  • Communication indicates a consideration for the feelings and needs of others.
  • Actively listens and proactively shares knowledge.
  • Handles conflict effectively, by overcoming differences of opinion and finding common ground.
  • Evaluates data and courses of action to reach logical, pragmatic decisions.
  • Takes an unbiased, rational approach with calculated risks.
  • Applies innovation and creativity to problem-solving.
  • Open to change and flexible in a fast paced environment.
  • Performance is consistent, even under pressure.
  • Always pursues continuous improvements.
  • Effectively adapts own approach to suit changing circumstances or requirements.
  • Demonstrates understanding of the impact of own role on all partners and always puts the end beneficiary first.
  • Develops and implements sustainable strategies on how to perform their role, with an eye on improvement based on changes needed or refinement of approach.
  • 2nd language skills.

Benefits

  • Medical, dental & vision coverage
  • 401(k)
  • Life, accident, and disability insurance
  • Wellness programs
  • Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.
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