Auto Fraud Investigator BL Risk Analyst II

Ally • Columbus, OH

387d

About The Position

The Auto Fraud Investigator BL Risk Analyst II at Ally is responsible for identifying, assessing, and managing risks related to the Consumer Auto portfolio. This role involves conducting complex analyses and in-depth research on credit risk management issues, ensuring compliance with regulations, and preparing detailed investigative reports. The position emphasizes collaboration with various departments and external agencies to mitigate risks and enhance fraud prevention strategies.

Requirements

• Associate/Bachelor's/MBA degree in Business, Finance, Economics, Mathematics or Statistics preferred.
• Minimum of 3+ years' experience in fraud investigations or Consumer Fraud Industry experience required.
• Certification in area of specialization-CFE (Certified Fraud Examiner Certification) or equivalent strongly preferred.
• Knowledge of auto and bank fraud investigative techniques preferred.
• Understanding of risk management concepts and key performance drivers within consumer lending portfolios.
• Excellent organizational, management, and communication skills.
• Ability to foster collaborative work partnerships and influence people at all organizational levels.
• Demonstrates the ability to work collaboratively and effectively at all levels of the organization.

Nice To Haves

• Knowledge of fraud risks and schemes.
• Strong understanding of threats relating to both direct and indirect auto financing operations.

Responsibilities

• Provide investigative and fraud risk services in support of the Automotive Finance Line of Business.
• Investigate external financial crimes and review current controls, recommending enhancements as necessary.
• Prepare independent investigative reports documenting findings and examining the current control environment.
• Perform research and analysis using customer profile and transactional systems.
• Evaluate investigative findings and determine the need for additional investigative activity.
• Maintain knowledge of investigative fraud techniques, privacy laws, and bank regulations.
• Work closely with Legal, Compliance, Risk, Audit, and law enforcement to ensure effective investigations.
• Execute countermeasures and mitigation strategies to avoid losses to the company.
• Collaborate with other Ally functions to recover potential losses.
• Support the development and refinement of the Risk Appetite Statement.

Benefits

• Competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
• Industry-leading 401K retirement savings plan with matching and company contributions.
• Student loan and 529 educational assistance programs.
• Tuition reimbursement and other financial well-being programs.
• Flexible health and insurance options including dental and vision.
• Pre-tax Health Savings Account with employer contributions.
• Adoption, surrogacy, and fertility support.
• Parental and caregiver leave, back-up child and adult/elder day care program.
• LifeMatters® Employee Assistance Program.
• Subsidized and discounted Weight Watchers® program.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Printing and Related Support Activities
• Education Level: Associate degree