Bilingual- Spanish Speaking Mortgage Loan Closer

$100,000 - $100,000/Yr

EmpowerHome Mortgage - Chantilly, VA

Full-time - Entry Level

Chantilly, VA

About the position

EmpowerHome Mortgage is seeking a dedicated Spanish Speaking Loan Officer to join their team. This role involves working directly with clients to understand their financial needs, offering personalized loan solutions, and guiding them through the mortgage application process. The company provides tools, training, and support to help employees succeed, including qualified leads and marketing support.

Responsibilities

• Proactively engage Buyer Leads generated by EmpowerHome Lead Generation pillars, presenting the value of working with EmpowerHome Mortgage and scheduling appointments to complete and/or review loan applications.
• Maintain accurate calendar availability, blocking when not available to take appointments that are booked by EmpowerHome Inside Sales Department.
• Complete telephone, mail-away, and face-to-face Loan Applications with clients and approve loan disclosures for distribution to clients.
• Determine proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.).
• Price loans and lock rates as per Company policy.
• Review returned applications and documentation for completeness, accuracy, and compliance.
• Run AUS and review for findings and required documentation.
• Prepare requested Pre-Qualifications as per Company policy.
• Order credit reports, appraisals, and title requests.
• Conduct regular follow-ups with clients and referral sources.
• Maintain regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required.
• Submit loan file allowing for stated turn times.
• Maintain pipeline of all loans in process, track their progress, and meet all contractual deadlines.
• Meet or exceed minimum production requirements.
• Complete annual Business Plan and meet regularly with Branch Manager.
• Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government-insured mortgages.
• Maintain a professional image and standards consistent with company policies and procedures.

Requirements

• Spanish Speaking
• Minimum of 2 years loan officer experience, or industry equivalent
• NMLS registration required
• Proven ability to read, write, and communicate at a level consistent with the requirements of this position
• Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines
• High school diploma or equivalent (Preferred)
• Fair Housing regulations: 1 year (Preferred)
• Sales: 2-3 years (Preferred)
• Loan origination: 1 year (Required)

Benefits

• 401(k)
• 401(k) matching
• Dental insurance
• Disability insurance
• Health insurance
• Vision insurance